Hurricane Season Home Inspection: Complete Preparation Checklist

Hurricane Season Home Inspection Checklist

Before peak season (August-October), complete these checks to protect your home and family.

Roof Inspection & Repair

• Have a licensed inspector evaluate: Age, condition, missing shingles, loose flashing.
• Replace if over 15-20 years old: Older roofs fail first in high winds.
• Secure loose items: Trim overhanging branches, secure gutters.
• Impact-resistant shingles: Superior wind resistance and may lower insurance premiums.

Windows & Doors: Impact Resistance

High winds create pressure differentials inside your home—if wind enters, it can lift your entire roof.

• Install storm shutters: Permanent hurricane-rated shutters protect windows.
• Reinforce entry doors: Install hurricane-rated doors with impact-resistant glass.
• Glass balconies & sliders: Most vulnerable. Consider impact-resistant panels or upgrades.

Structural Foundation & Tie-downs

Older homes often lack proper roof-to-wall connections. Install hurricane tie-downs for significant wind resistance improvement.

• Check that your home is properly tied to its foundation.
• Have a structural engineer evaluate older wood-frame homes.
• Elevating your home protects against both surge and wind-driven rain.

Water Intrusion Prevention

Most damage comes from wind-driven rain penetrating walls and attics.

• Seal gaps: Caulk gaps around pipes, vents, and flashing.
• Check siding: Repair gaps in vinyl siding before season.
• Attic ventilation: Ensure proper ventilation and impact-resistant screens.
• Crawlspace: Ensure proper grading and drainage.

Insurance Review

Before hurricane season, review your homeowner insurance:

• Confirm coverage limits reflect rebuild cost.
• Understand your deductible (often 5% of home value).
• Confirm your insurer is solvent.
• Document your home's contents with photos.

Generator & Power Planning

Outages often last days or weeks after hurricanes.

• Install a permanent standby generator.
• Have battery-powered backup for devices.
• Keep fuel stored safely and rotated.

Evacuation Planning

Have a plan before you need it:

• Know your evacuation zone.
• Know your evacuation routes (at least two).
• Prepare a go bag with documents and medications.
• Have a meet-up plan with family.

Contact us for local contractor referrals for inspections and repairs.