Hurricane Season Home Inspection Checklist
Before peak season (August-October), complete these checks to protect your home and family.
Roof Inspection & Repair
- Have a licensed inspector evaluate: Age, condition, missing shingles, loose flashing.
- Replace if over 15-20 years old: Older roofs fail first in high winds.
- Secure loose items: Trim overhanging branches, secure gutters.
- Impact-resistant shingles: Superior wind resistance and may lower insurance premiums.
Windows & Doors: Impact Resistance
High winds create pressure differentials inside your homeāif wind enters, it can lift your entire roof.
- Install storm shutters: Permanent hurricane-rated shutters protect windows.
- Reinforce entry doors: Install hurricane-rated doors with impact-resistant glass.
- Glass balconies & sliders: Most vulnerable. Consider impact-resistant panels or upgrades.
Structural Foundation & Tie-downs
Older homes often lack proper roof-to-wall connections. Install hurricane tie-downs for significant wind resistance improvement.
- Check that your home is properly tied to its foundation.
- Have a structural engineer evaluate older wood-frame homes.
- Elevating your home protects against both surge and wind-driven rain.
Water Intrusion Prevention
Most damage comes from wind-driven rain penetrating walls and attics.
- Seal gaps: Caulk gaps around pipes, vents, and flashing.
- Check siding: Repair gaps in vinyl siding before season.
- Attic ventilation: Ensure proper ventilation and impact-resistant screens.
- Crawlspace: Ensure proper grading and drainage.
Insurance Review
Before hurricane season, review your homeowner insurance:
- Confirm coverage limits reflect rebuild cost.
- Understand your deductible (often 5% of home value).
- Confirm your insurer is solvent.
- Document your home's contents with photos.
Generator & Power Planning
Outages often last days or weeks after hurricanes.
- Install a permanent standby generator.
- Have battery-powered backup for devices.
- Keep fuel stored safely and rotated.
Evacuation Planning
Have a plan before you need it:
- Know your evacuation zone.
- Know your evacuation routes (at least two).
- Prepare a go bag with documents and medications.
- Have a meet-up plan with family.
Contact us for local contractor referrals for inspections and repairs.