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$419,000

Active

1 Colony Point Dr #15B, Punta Gorda, FL 33950

2 beds Β· 2 baths Β· 1,581 sq ft

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7527834

122 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • unobstructed harbor views
  • double hurricane protection
  • panoramic water views
  • enclosed Florida room
  • 420-foot concrete dock

AI-selected highlights from the listing description below.

UNOBSTRUCTED HARBOR VIEWS AT COLONY POINT IN PGI - This beautifully updated 2 bed/2 bath condo w/DOUBLE HURRICANE PROTECTION in Punta Gorda Isles overlooks Charlotte Harbor with an unobstructed, PANORAMIC VIEW that stretches for miles. By day, dolphins and passing boats provide an ever-changing backdrop, while spectacular sunsets paint the sky over Charlotte Harbor each evening. Colony Point enjoys a one-of-a-kind peninsula setting where Charlotte Harbor and the surrounding canals create nearly 360-degree water viewsβ€”an exceptional waterfront setting unlike any other in PGI. From the front door, you'll enjoy a view straight down the canal toward the Marion Ave. bridge, with the community docks and clubhouse in the foreground. Inside, a welcoming foyer with two coat closets greets you opening to the spacious, open floor plan that keeps the harbor view front and center. Large impact-resistant windows frame the spectacular water view while filling the condo with natural light. Electric roll-down hurricane shutters along the back provide added peace of mind. Scraped hickory hardwood plank flooring flows throughout the main living areas, while new carpet adds softness and comfort to both bedrooms. A soft coastal color palette and custom sheer drapery complete the inviting interior. The beautifully remodeled kitchen blends modern design with exceptional functionality. Wellborn cabinetry with soft-close drawers is paired with quartz countertops, a designer backsplash, under-cabinet lighting, and an island with additional storage. Stainless steel GE CafΓ© appliances complete the space, while the open layout keeps you connected to the dining area, living room, and the spectacular harbor view beyond. Just beyond the kitchen, the laundry room doubles as a convenient butler's pantry with a second entrance to the unit. Laundry area offers upper and lower cabinetry, a built-in desk, utility sink, stacked washer and dryer, and a closet pantry, creating exceptional storage and workspace in one well-organized area. The enclosed, tiled Florida room extends the living space and offers a front-row seat to Charlotte Harbor where you can enjoy your morning coffee, watch dolphins play and boats cruise by throughout the day, or take in another spectacular sunset. The spacious primary suite enjoys amazing harbor views and features an en-suite bath with walk-in shower. The generously sized guest bedroom enjoys private access to the updated guest bath. Both bathrooms have been renovated with raised ceilings, recessed lighting, updated vanities, and tiled flooring. Residents of Colony Point enjoy beautifully maintained waterfront grounds with newly updated landscaping throughout the community. Amenities include a beach-like seating area with Adirondack chairs overlooking the canal, a screened and heated community pool, clubhouse for social gatherings, bike storage room, floating dock/kayak launch, and a 420-foot concrete dock with immediate sailboat access to Charlotte Harbor. Dock spaces are available on a first-come basis when available. Ideally located just minutes from the Isles Yacht Club, Fishermen's Village, and historic downtown Punta Gorda, this home places waterfront dining, boutique shopping, parks, and year-round events within easy reach. **Claim your spot on the harbor and start enjoying the waterfront lifestyle that makes Punta Gorda so special.**

Facts

Property type
Condominium
Year built
1972
Bathrooms
2 full
Living area
1,581 sqft
Waterfront
Yes Β· 550 ft
Water access
Bay/Harbor, Canal - Saltwater, Gulf/Ocean, Intracoastal Waterway, River
Water view
Yes
Private pool
No
Exposure
South
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$3,407/yr
Monthly fees
$840/mo
Listed
Jun 29, 2026
MLS #
C7527834

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 1 COLONY POINT DR #15B. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,592

$2,119 of that is principal & interest. 41% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,119
Property taxes
$284
Homeowners insurance
$349
Flood insurance
$0
HOA / condo fees
$840
Mortgage insurance (PMI)
$0
Total per month
$3,592

Over the life of the loan

Loan amount
$335,200
Down payment
$83,800
Total interest
$427,529
Principal + interest paid
$762,729
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1 Colony Point Dr #15B, Punta Gorda, FL 33950

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7527834 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 29, 2026, 1:51 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]