$410,000
Active1 Colony Point Dr #1C, Punta Gorda, FL 33950
2 beds · 2 baths · 1,564 sq ft
Listing courtesy of THE SUMMEY REALTY GROUP · MLS# C7528409
89 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- End unit waterfront
- Charlotte Harbor views
- Florida room/sunroom
- Two ensuite bedrooms
- Marina with boat dock
- Heated swimming pool
- Pet friendly
AI-selected highlights from the listing description below.
END UNIT WATERFRONT CONDO in deed restricted Punta Gorda Isles on one of PGI’s best waterfront locations! PET FRIENDLY Colony Point Condominiums is located on a broad piece of land with seemingly miles of concrete seawall that abuts Charlotte Harbor and the renowned PGI canal system. This end unit residence overlooks the harbor to the west and the canal system to the south. Windows form walls for spectacular views and the “Florida Room/Sunroom” provides water views from all sides. The residence offers a very large great room, two large ensuite master bedrooms and a kitchen with abundant cabinet space, newer appliances and an island for casual dining. There is a dining area with butler’s pantry and views of Charlotte Harbor to the west. The great room offers abundant space with areas for an office and multiple conversation areas. Both ensuite bedrooms are spacious; the master bedroom overlooks the canals and CPC’s marina. The master bath area offers excellent closet space, a linen closet as well as a separate tiled shower. The second ensuite bedroom overlooks the courtyard and offers an equally good clothes closet and linen closet with an upgraded wash basin and cabinet. There is a full laundry with wash tub, cabinets and utility closet. Colony Point offers a heated swimming pool, small “marina” that hugs the seawall on the canal side with space available when slots come open. Buyer approval is required. Fish off the seawall, boat from the dock and enjoy this friendly community.
Facts
- Property type
- Condominium
- Year built
- 1972
- Bathrooms
- 2 full
- Living area
- 1,564 sqft
- Lot size
- 4.24 acres
- Waterfront
- Yes · 100 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Turnkey
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,871/yr
- Monthly fees
- $840/mo
- Listed
- Jul 31, 2026
- MLS #
- C7528409
Price & status history
- Listed for $445,000
- Price reduced to $430,000
- Price reduced to $420,000
- Price reduced to $410,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1 COLONY POINT DR #1C. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,661
$2,073 of that is principal & interest. 43% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,073
- Property taxes
- $406
- Homeowners insurance
- $342
- Flood insurance
- $0
- HOA / condo fees
- $840
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,661
Over the life of the loan
- Loan amount
- $328,000
- Down payment
- $82,000
- Total interest
- $418,346
- Principal + interest paid
- $746,346
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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1 Colony Point Dr #1C, Punta Gorda, FL 33950
Listing courtesy of THE SUMMEY REALTY GROUP · MLS# C7528409 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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