$65,000
Active10021&10029&10037 Bay State Dr, Port Charlotte, FL 33981
0.74 acre lot
Listing courtesy of PARSLEY BALDWIN REAL ESTATE · MLS# D6146752
217 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
THREE CONTIGUOUS LOTS – AN EXCEPTIONAL OPPORTUNITY TO CREATE YOUR OWN PRIVATE FLORIDA OASIS! Discover the possibilities of owning THREE side-by-side residential lots in the desirable waterfront community of South Gulf Cove. This expansive property offers a rare configuration to design and build a custom home surrounded by your very own private tropical retreat. Imagine thoughtfully positioning your dream home to maximize an expansive backyard featuring a resort-style swimming pool, spa, lush tropical landscaping, outdoor kitchen, covered lanai, fire pit, and multiple areas for entertaining or simply relaxing in complete privacy. With three contiguous homesites, you have the flexibility to create a truly exceptional outdoor living environment with room to spread out and enjoy the Southwest Florida lifestyle. Located in South Gulf Cove, a growing waterfront community featuring over 55 miles of navigable canals, residents enjoy access to community boat ramps, parks, walking paths, and playgrounds, along with a voluntary HOA. Just a short drive from the pristine beaches of Boca Grande and Englewood, world-class fishing, boating, golf, shopping, and waterfront dining, this location captures the essence of coastal Florida living. BUILD NOW OR LATER! Whether you're ready to create your dream home and private backyard resort or looking for a long-term investment opportunity, these three contiguous lots offer exceptional versatility. Secure your own piece of Southwest Florida paradise and imagine the possibilities!
Facts
- Property type
- Land
- Lot size
- 0.74 acres
- Flood zone
- AE
- Annual taxes
- $861/yr
- Monthly fees
- $10/mo
- Listed
- Mar 25, 2026
- MLS #
- D6146752
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10021&10029&10037 BAY STATE DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$610
$329 of that is principal & interest. 46% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $329
- Property taxes
- $72
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $610
Over the life of the loan
- Loan amount
- $52,000
- Down payment
- $13,000
- Total interest
- $66,323
- Principal + interest paid
- $118,323
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10021&10029&10037 Bay State Dr, Port Charlotte, FL 33981
Listing courtesy of PARSLEY BALDWIN REAL ESTATE · MLS# D6146752 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when lots like this list?
New Port Charlotte lots up to $85,000. Free, and you can stop any time.
