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$479,000

Active

10043 Winding River Rd, Punta Gorda, FL 33950

4 beds · 3 baths · 3,327 sq ft

Listing courtesy of REAL BROKER, LLC · MLS# TB8417797

435 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • saltwater pool
  • solar panels
  • mango papaya avocado trees
  • covered lanai
  • spa-like bath
  • hurricane protection
  • 2023 roof

AI-selected highlights from the listing description below.

Virtually Staged. Room to Breathe. Space to Thrive. Welcome to your private slice of paradise in Punta Gorda’s sought-after Creekside community. This expansive 4 bedroom plus bonus room, plus den, 3 bathroom pool home spans over 3,300 square feet — ideal for large families, multigenerational living, or anyone craving room to grow and entertain. Step inside and discover an effortless blend of space and flow: a formal living and dining room for special occasions, an open-concept family room and oversized kitchen perfect for everyday living, plus a flexible upstairs loft ready to become a fifth bedroom, office, or home theater. Upstairs, the luxurious primary suite offers a peaceful retreat, complete with a spa-like bath, garden tub, dual vanities, and a walk-in closet that dreams are made of. Three additional bedrooms and a generous laundry room with flex space round out the second floor. Outside, your Florida lifestyle awaits. Lounge beneath the covered lanai, take a dip in the sparkling saltwater pool, and savor the fruits of your own mango, papaya, and avocado trees—all within a fully fenced backyard oasis. Additional features include: dual-zone A/C, PAID OFF solar panels for energy savings, full hurricane protection, and a 2023 roof for peace of mind. Creekside offers tranquil walking paths, parks, and playgrounds—all just minutes from downtown Punta Gorda, I-75, shopping, dining, and boating adventures. If you're looking for more than just a house—if you want a home where memories are made and space is never in short supply—this one is calling your name.

Facts

Property type
Single Family Residence
Year built
2006
Bathrooms
3 full
Living area
3,327 sqft
Lot size
0.14 acres
Private pool
Yes
Exposure
Southeast
Furnished
Negotiable
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$3,827/yr
Monthly fees
$65/mo
Listed
Aug 12, 2025
MLS #
TB8417797

Price & status history

  1. Listed for $524,900
  2. Price reduced to $479,000from $510,000

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 10043 WINDING RIVER RD. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$3,205

$2,422 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,422
Property taxes
$319
Homeowners insurance
$399
Flood insurance
$0
HOA / condo fees
$65
Mortgage insurance (PMI)
$0
Total per month
$3,205

Over the life of the loan

Loan amount
$383,200
Down payment
$95,800
Total interest
$488,750
Principal + interest paid
$871,950
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

10043 Winding River Rd, Punta Gorda, FL 33950

Listing courtesy of REAL BROKER, LLC · MLS# TB8417797 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:30 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]