$18,000
Active10097 Rydell St, Port Charlotte, FL 33981
0.24 acre lot
Listing courtesy of EXP REALTY LLC · MLS# A4705441
50 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Build your Florida dream in South Gulf Cove! This vacant residential lot at offers approximately 0.24 acres, giving you the opportunity to build a home designed around the way you want to live. Enjoy a Southwest Florida location convenient to boating, fishing, beaches, golf, shopping, dining, and outdoor recreation. Whether you are ready to build now or looking for land to hold for the future, this property offers an opportunity to own your piece of Florida in an established residential area. Bring your builder, bring your plans, and start imagining the possibilities! Buyer and Buyer's Agent to independently verify zoning, utilities, building requirements, flood zone, environmental conditions, lot dimensions, deed restrictions, and all information important to Buyer's intended use.
Facts
- Property type
- Land
- Lot size
- 0.24 acres
- Flood zone
- X500
- Annual taxes
- $861/yr
- Monthly fees
- $10/mo
- Listed
- Sep 8, 2026
- MLS #
- A4705441
Price & status history
- Listed for $20,000
- Price reduced to $18,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10097 RYDELL ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$373
$91 of that is principal & interest. 76% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $91
- Property taxes
- $72
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $373
Over the life of the loan
- Loan amount
- $14,400
- Down payment
- $3,600
- Total interest
- $18,366
- Principal + interest paid
- $32,766
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10097 Rydell St, Port Charlotte, FL 33981
Listing courtesy of EXP REALTY LLC · MLS# A4705441 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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