$33,000
Active10098 Army Cir, Port Charlotte, FL 33981
0.24 acre lot
Listing courtesy of BEACHFRONT PROPERTIES REAL ESTATE · MLS# O6330464
460 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Corner lot
- City water and sewer
- Boat launch access
- Gulf of Mexico access
- Coastal location
AI-selected highlights from the listing description below.
Prime corner lot in desirable South Gulf Cove! This spacious building site boasts city water and sewer connections, ideal for constructing your dream home. Surrounded by a community of newer residences, enjoy easy access to Boca Grande and Manasota Key beaches. South Gulf Cove Park, offering a boat launch for Gulf of Mexico access, is just minutes away. Perfect opportunity to build in a rapidly developing area with convenient amenities and coastal charm.
Facts
- Property type
- Land
- Lot size
- 0.24 acres
- Flood zone
- 8AE
- Annual taxes
- $676/yr
- Monthly fees
- $6/mo
- Listed
- Jul 25, 2025
- MLS #
- O6330464
Price & status history
- Listed for $38,000
- Price reduced to $33,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10098 ARMY CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$429
$167 of that is principal & interest. 61% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $167
- Property taxes
- $56
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $429
Over the life of the loan
- Loan amount
- $26,400
- Down payment
- $6,600
- Total interest
- $33,672
- Principal + interest paid
- $60,072
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10098 Army Cir, Port Charlotte, FL 33981
Listing courtesy of BEACHFRONT PROPERTIES REAL ESTATE · MLS# O6330464 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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