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Lasbury Tracy Realty Inc
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$430,000

Pending

10125 Amicola St, Port Charlotte, FL 33981

6 beds · 4 baths · 1,429 sq ft

Listing courtesy of REALTY ONE GROUP MAGIC CITY · MLS# S5145143

7 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • 10-foot ceilings
  • public boat ramp
  • kayaking and paddle boarding
  • duplex with rental income
  • pre-leased second unit

AI-selected highlights from the listing description below.

Modern 3 bedroom 2 bath 1 car garage Duplex, with stainless appliances , granite kitchen corner tops , 10f ceiling around total sqf 1379 . Master bedroom feet the king size bed , in the master bathroom you have shower, with walking close. The property is close to Florida's prime boating and beaching communities with the Myakka River, Charlotte Harbor and The Gulf of Mexico minutes away.The community offers public sidewalks, parks, which include a public boat ramp, picnic area, linear walkway, and playground. The canals and waterways provide an excellent place for kayaking, paddle boarding, and fishing. 15 minutes to the beauty of the Gulf Coast, it's clear water, and Boca Grande and Englewood beaches. Imagine moving into your new home and having income already flowing in from day one.This property offers the perfect blend of homeownership and investment. Live comfortably in one unit while the neighboring unit-already leased for the next 12 months-generates consistent rental income. A powerful opportunity is waiting to start building financial freedom the moment you move in.

Facts

Property type
Duplex
Year built
2024
Living area
1,429 sqft
Lot size
0.23 acres
Private pool
No
Flood zone
X500
CDD
No
55+ community
No
Annual taxes
$1,277/yr
Monthly fees
$10/mo
Listed
Mar 9, 2026
MLS #
S5145143

Price & status history

  1. Listed for $530,000
  2. Price reduced to $430,000
  3. Status changed to Pending

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 10125 AMICOLA ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,649

$2,174 of that is principal & interest. 18% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,174
Property taxes
$106
Homeowners insurance
$358
Flood insurance
$0
HOA / condo fees
$10
Mortgage insurance (PMI)
$0
Total per month
$2,649

Over the life of the loan

Loan amount
$344,000
Down payment
$86,000
Total interest
$438,753
Principal + interest paid
$782,753
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

10125 Amicola St, Port Charlotte, FL 33981

Listing courtesy of REALTY ONE GROUP MAGIC CITY · MLS# S5145143 · Pending

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]