$25,000
Active10161 Owl Head Cir, Port Charlotte, FL 33981
0.24 acre lot
Listing courtesy of JOHN R. WOOD PROPERTIES · MLS# C7530152
59 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Discover the elegance of elevated living in South Gulf Cove, where Lot 12 stands out as a rare, prestige corner parcel designed for a luxury Florida lifestyle. Positioned at approximately 7 feet of elevation (county GIS) within an AE-8 Flood Zone, this homesite offers both sophistication and practicality, ensuring lower lot-prep costs and a superior foundation for your future estate. With all utilities in place, no scrub-jay permit required, and an expansive 10,937 sq ft footprint, Lot 12 provides the ideal canvas for a custom residence with architectural presence. Choose between a sun-drenched southern exposure or a serene eastern sunrise orientation, each offering its own refined ambiance for outdoor living, pool design, and luxury landscaping. With its elevation, oversized dimensions, and premier location, Lot 12 offers a rare opportunity to build a residence that embodies the best of Florida’s coastal luxury. This is more than a homesite—it’s the beginning of your signature waterfront lifestyle. With no parking restrictions, your boat becomes part of your home’s luxury aesthetic—ready for spontaneous sunset cruises or weekend island escapes.
Facts
- Property type
- Land
- Lot size
- 0.24 acres
- Exposure
- Northwest
- Flood zone
- AE
- Annual taxes
- $640/yr
- Monthly fees
- $10/mo
- Listed
- Aug 30, 2026
- MLS #
- C7530152
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10161 OWL HEAD CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$390
$126 of that is principal & interest. 68% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $126
- Property taxes
- $53
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $390
Over the life of the loan
- Loan amount
- $20,000
- Down payment
- $5,000
- Total interest
- $25,509
- Principal + interest paid
- $45,509
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10161 Owl Head Cir, Port Charlotte, FL 33981
Listing courtesy of JOHN R. WOOD PROPERTIES · MLS# C7530152 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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