$29,000
Active10181 Kingsville Dr, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of BRIGHT REALTY · MLS# A4699900
101 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Corner lot
- Dry lot
- Community boat ramp
- 55 miles navigable canals
- Community lock system
- Deed-restricted community
AI-selected highlights from the listing description below.
CORNER LOT. Beautiful homesite in the highly desirable South Gulf Cove boating community. Build your Florida dream home on this affordable dry lot and enjoy all the benefits of a waterfront neighborhood without the waterfront price tag. Located in a deed-restricted community of approximately 15,000 home sites with over 4,000 waterfront lots and 55 miles of navigable canals leading to Charlotte Harbor and the Gulf of Mexico through the community lock system. Central water and sewer are available to all buildable lots, and owners have access to the community boat ramp, parks, and walking areas, making it easy to launch your boat, kayak, or paddleboard and live the Southwest Florida lifestyle. This property offers convenient access to beaches, golf courses, shopping, restaurants, and marinas in Englewood, Port Charlotte, and Boca Grande, all while being surrounded by newer construction homes and well-kept properties that help protect long-term value. Whether you are ready to build now or just want to secure an attractive home site for the future, this South Gulf Cove lot is an excellent choice for both personal use and investment.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Exposure
- East
- Flood zone
- AE
- CDD
- No
- Annual taxes
- $857/yr
- Listed
- Jul 19, 2026
- MLS #
- A4699900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10181 KINGSVILLE DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$418
$147 of that is principal & interest. 65% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $147
- Property taxes
- $71
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $418
Over the life of the loan
- Loan amount
- $23,200
- Down payment
- $5,800
- Total interest
- $29,590
- Principal + interest paid
- $52,790
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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10181 Kingsville Dr, Port Charlotte, FL 33981
Listing courtesy of BRIGHT REALTY · MLS# A4699900 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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