$35,000
Active10185 Owl Head Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · MLS# GC538506
226 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- East-facing backyard
- No flood zone
- Public water, sewer, electric
- Waterfront neighborhood
- Pre-selected home plan
- Low HOA
- Near Boca Grande
AI-selected highlights from the listing description below.
Build your Florida dream home on this attractive homesite in South Gulf Cove near St. Paul Drive. This 80' x 125' lot features a desirable east-facing backyard, perfect for enjoying the morning sun. The property is not located in a flood zone, which can help reduce building requirements and insurance costs. Public water, sewer, and electric are available at the street, making it convenient for future construction. Beautiful waterfront homes are located across the street, adding to the appeal of the neighborhood. A new home plan has already been selected and priced with a local builder, making it easy for the next owner to move forward with building if desired. South Gulf Cove offers a very low HOA and is ideally located near Boca Grande, Englewood Beach, and Manasota Key, as well as great restaurants, shopping, boating, and outdoor recreation. Come enjoy the relaxed Florida lifestyle and make this the perfect site for your future home!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Flood zone
- X
- Annual taxes
- $528/yr
- Monthly fees
- $6/mo
- Listed
- Mar 16, 2026
- MLS #
- GC538506
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10185 OWL HEAD CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$427
$177 of that is principal & interest. 59% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $177
- Property taxes
- $44
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $427
Over the life of the loan
- Loan amount
- $28,000
- Down payment
- $7,000
- Total interest
- $35,712
- Principal + interest paid
- $63,712
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10185 Owl Head Cir, Port Charlotte, FL 33981
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · MLS# GC538506 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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