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Lasbury Tracy Realty Inc
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$575,000

Active

10209 Cocoa Beach St, Port Charlotte, FL 33981

3 beds Β· 2 baths Β· 2,270 sq ft

Listing courtesy of WHITE SANDS REALTY GROUP FL Β· MLS# A4702470

81 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • 2 foot tray ceiling
  • Copper farmhouse sink
  • Custom pool packages
  • Whitewashed plank floor tile

AI-selected highlights from the listing description below.

Pre-Construction. To be built. Experience the ultimate in custom luxury living with this exclusive to-be-built package at 10209 Cocoa Beach, pairing a prime building lot with the magnificent Boca Bay model. Skip the compromises of resale and secure your dream home, offered as a complete lot and build package for $575,000, with the option to construct this stunning residence on your own land as well for $540,000. Designed with a grand and airy split open floor plan, the home showcases breathtaking 12 foot 8 inch ceilings throughout, enhanced by a dramatic 2 foot tray ceiling in the living room. Seamlessly blend indoor and outdoor living with 10 foot tall, 90 degree pocket sliding doors that open the main living space to the rear lanai. The chef-inspired kitchen serves as a true culinary centerpiece, featuring 42 inch upper cabinetry, a striking copper farmhouse sink, and a gorgeous oversized island, all complemented by durable whitewashed plank floor tile running continuously throughout the entire residence. Retreat to the private master suite featuring an expansive 14 foot wide walk-in shower, while secondary baths impress with sophisticated stone floor tile and full tile-to-the-ceiling surrounds, including a convenient walk-in shower in the dedicated pool bath. Tailor your backyard oasis with custom pool packages starting at $79,000, and enjoy a build timeline of approximately 12 to 14 months from lot closing and contract execution. Additional floor plans and bespoke customization options are available upon request to perfectly suit your lifestyle. Photography and visual media are of a model home, which may display optional finishes and designer upgrades not included in the standard base pricing.

Facts

Property type
Single Family Residence
Year built
2027
Bathrooms
2 full
Living area
2,270 sqft
Lot size
0.23 acres
Private pool
Yes
Exposure
East
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$939/yr
Listed
Aug 5, 2026
MLS #
A4702470

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 10209 COCOA BEACH ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,465

$2,908 of that is principal & interest. 16% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,908
Property taxes
$78
Homeowners insurance
$479
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,465

Over the life of the loan

Loan amount
$460,000
Down payment
$115,000
Total interest
$586,705
Principal + interest paid
$1,046,705
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

10209 Cocoa Beach St, Port Charlotte, FL 33981

Listing courtesy of WHITE SANDS REALTY GROUP FL Β· MLS# A4702470 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:51 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]