$575,000
Active10209 Cocoa Beach St, Port Charlotte, FL 33981
3 beds Β· 2 baths Β· 2,270 sq ft
Listing courtesy of WHITE SANDS REALTY GROUP FL Β· MLS# A4702470
81 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- 2 foot tray ceiling
- Copper farmhouse sink
- Custom pool packages
- Whitewashed plank floor tile
AI-selected highlights from the listing description below.
Pre-Construction. To be built. Experience the ultimate in custom luxury living with this exclusive to-be-built package at 10209 Cocoa Beach, pairing a prime building lot with the magnificent Boca Bay model. Skip the compromises of resale and secure your dream home, offered as a complete lot and build package for $575,000, with the option to construct this stunning residence on your own land as well for $540,000. Designed with a grand and airy split open floor plan, the home showcases breathtaking 12 foot 8 inch ceilings throughout, enhanced by a dramatic 2 foot tray ceiling in the living room. Seamlessly blend indoor and outdoor living with 10 foot tall, 90 degree pocket sliding doors that open the main living space to the rear lanai. The chef-inspired kitchen serves as a true culinary centerpiece, featuring 42 inch upper cabinetry, a striking copper farmhouse sink, and a gorgeous oversized island, all complemented by durable whitewashed plank floor tile running continuously throughout the entire residence. Retreat to the private master suite featuring an expansive 14 foot wide walk-in shower, while secondary baths impress with sophisticated stone floor tile and full tile-to-the-ceiling surrounds, including a convenient walk-in shower in the dedicated pool bath. Tailor your backyard oasis with custom pool packages starting at $79,000, and enjoy a build timeline of approximately 12 to 14 months from lot closing and contract execution. Additional floor plans and bespoke customization options are available upon request to perfectly suit your lifestyle. Photography and visual media are of a model home, which may display optional finishes and designer upgrades not included in the standard base pricing.
Facts
- Property type
- Single Family Residence
- Year built
- 2027
- Bathrooms
- 2 full
- Living area
- 2,270 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $939/yr
- Listed
- Aug 5, 2026
- MLS #
- A4702470
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 10209 COCOA BEACH ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,465
$2,908 of that is principal & interest. 16% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,908
- Property taxes
- $78
- Homeowners insurance
- $479
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,465
Over the life of the loan
- Loan amount
- $460,000
- Down payment
- $115,000
- Total interest
- $586,705
- Principal + interest paid
- $1,046,705
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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10209 Cocoa Beach St, Port Charlotte, FL 33981
Listing courtesy of WHITE SANDS REALTY GROUP FL Β· MLS# A4702470 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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