Skip to main content
Lasbury Tracy Realty Inc
← Back to search

$1,199,000

Active

1024 San Mateo Dr, Punta Gorda, FL 33950

3 beds · 2.5 baths · 3,013 sq ft

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# A4667481

382 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Coastal Luxury Meets Everyday Comfort! This stunning 3,013 sq. ft. waterfront retreat is more than just a home—it’s your own private oasis! Perfectly positioned just minutes to open water, it offers the best of Florida living with a 35-foot heated pool, spa, outdoor summer kitchen, and an 80-foot dock with boat lift. Step inside to discover a thoughtfully updated and redesigned interior. This kitchen is a chef’s dream, featuring rich wood cabinetry with abundant storage, granite counters, center island, sleek new appliances, and a double-door pantry. A casual breakfast nook with pool views and a generous breakfast bar seamlessly flow into the expansive family room—complete with gleaming hardwood floors and walls of windows that fill the space with natural light. Enjoy both formal and casual living options. A gracious living room opens to the lanai, while the formal dining room sets the stage for memorable dinners. Need extra space? The versatile office/man cave provides just the right spot to work—or unwind. The primary suite is a retreat of its own with hardwood floors, direct lanai access, two walk-in closets, and a spa-like bath featuring a dual vanity and Roman-style glass block walk-in shower. Two spacious guest bedrooms, each with walk-in closets, and a completely updated guest bath (with pool access!) ensure everyone feels right at home. Practicality meets style with a huge laundry room (Washer and Dryer 2 years old), half bath, and an oversized 27x20 garage offering exceptional storage. Step outside and you’ll see why this home was designed for entertaining. The expansive lanai has plenty of lounging space, a fully equipped summer kitchen, and of course—the sparkling heated pool (Heater replaced 4 years ago) and relaxing spa. With a 100-foot seawall and quick access to Charlotte Harbor, it’s a boater’s dream come true. This home truly checks every box—space, style, updates, and location. Don’t just dream about waterfront living—make it yours!

Facts

Property type
Single Family Residence
Year built
1990
Bathrooms
2 full, 1 half
Living area
3,013 sqft
Lot size
0.28 acres
Waterfront
Yes · 100 ft
Water access
Bay/Harbor, Canal - Saltwater
Water view
Yes
Private pool
Yes
Exposure
South
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$13,768/yr
Listed
Oct 6, 2025
MLS #
A4667481

Price & status history

  1. Listed for $1,299,000
  2. Price reduced to $1,199,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 1024 SAN MATEO DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$8,209

$6,063 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$6,063
Property taxes
$1,147
Homeowners insurance
$999
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$8,209

Over the life of the loan

Loan amount
$959,200
Down payment
$239,800
Total interest
$1,223,407
Principal + interest paid
$2,182,607
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1024 San Mateo Dr, Punta Gorda, FL 33950

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# A4667481 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Want an email when homes like this list?

New Punta Gorda listings with at least 3 bedrooms up to $1,500,000. Free, and you can stop any time.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:24 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]