$202,000
Active10378 Winnipeg St, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of BLUE LIGHTHOUSE REALTY INC · MLS# O6454956
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
### Beautiful Waterfront Lot with Expansive Canal Views in South Gulf Cove! Discover an exceptional opportunity to own a waterfront property in the desirable South Gulf Cove community of Port Charlotte, Florida. This approximately **10,000-square-foot (0.23-acre) residential lot** offers an ideal setting to build your dream waterfront home. **Uniquely positioned at a T-intersection of canals, this property enjoys expansive, unobstructed water views looking straight down the intersecting canal.** This desirable location provides a more open and picturesque waterfront setting than a typical canal lot, creating the perfect backdrop for a custom home, outdoor entertaining area, or relaxing waterfront retreat. Situated along South Gulf Cove's extensive saltwater canal system, the property offers boating access to Charlotte Harbor and the Gulf of Mexico through the community's waterways and lock system. Enjoy fishing, kayaking, boating, and the laid-back Southwest Florida lifestyle right from your backyard. Conveniently located near Boca Grande, Englewood Beach, golf courses, shopping, dining, and recreational opportunities, this property offers the perfect combination of tranquility and accessibility. **With its desirable T-intersection waterfront location, sweeping canal views, and access to Gulf waters, this property is an outstanding opportunity to create your own piece of Florida paradise.**
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 81 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $1,810/yr
- Monthly fees
- $6/mo
- Listed
- Nov 4, 2026
- MLS #
- O6454956
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10378 WINNIPEG ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,378
$1,021 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,021
- Property taxes
- $151
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,378
Over the life of the loan
- Loan amount
- $161,600
- Down payment
- $40,400
- Total interest
- $206,112
- Principal + interest paid
- $367,712
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10378 Winnipeg St, Port Charlotte, FL 33981
Listing courtesy of BLUE LIGHTHOUSE REALTY INC · MLS# O6454956 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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