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$399,000

Active

10386 and 10388 Pendleton Ave, Englewood, FL 34224

4 beds Β· 4 baths Β· 2,088 sq ft

Listing courtesy of GRANT TEAM REAL ESTATE, LLC Β· MLS# C7531046

33 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

INVESTMENT OPPORTUNITY WITH IMMEDIATE RENTAL INCOME AND A VACANT UNIT READY FOR ITS NEXT OCCUPANT! Welcome to 10386 & 10388 Pendleton Avenue, a well-appointed DUPLEX in Englewood offering an excellent opportunity for investors and those looking to enjoy the benefits of owning an income-producing property. Each unit features 2 BEDROOMS AND 2 BATHROOMS, providing a comfortable and functional layout with modern finishes throughout. Both units feature LUXURY VINYL PLANK FLOORING, an OPEN-CONCEPT LIVING SPACE, and a bright, inviting interior that makes everyday living feel effortless. The kitchens are thoughtfully designed with GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, ample cabinetry, and plenty of counter space for meal preparation and entertaining. Each primary bedroom offers a spacious WALK-IN CLOSET and a private EN SUITE BATHROOM complete with a WALK-IN SHOWER and GRANITE COUNTERTOPS. The guest bedrooms are generously sized, while the guest bathrooms feature convenient shower/tub combinations. With matching layouts and finishes, both units offer a cohesive, modern feel that appeals to tenants seeking comfortable, low-maintenance living. ONE UNIT IS CURRENTLY TENANT-OCCUPIED, WHILE THE OTHER IS VACANT AND READY FOR ITS NEXT OCCUPANT! Unit 10388 is currently leased at $1,325 PER MONTH THROUGH FEBRUARY 28, 2027, providing immediate rental income of $15,900 annually. Unit 10386 is VACANT, offering flexibility for an owner-occupant looking to live in one unit while collecting rental income from the other, or an investor seeking the opportunity to secure an additional tenant and maximize the property's income potential. With modern interiors, an established tenant, and the flexibility of a vacant unit, this property presents an attractive opportunity to expand your investment portfolio or explore the benefits of duplex ownership in the Englewood area. LIVE IN ONE, RENT THE OTHER, OR RENT BOTH β€” THE CHOICE IS YOURS!

Facts

Property type
Duplex
Year built
2024
Living area
2,088 sqft
Lot size
0.23 acres
Private pool
No
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$8,083/yr
Listed
Sep 25, 2026
MLS #
C7531046

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 10386 and 10388 PENDLETON AVE. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,024

$2,018 of that is principal & interest. 33% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,018
Property taxes
$674
Homeowners insurance
$333
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,024

Over the life of the loan

Loan amount
$319,200
Down payment
$79,800
Total interest
$407,122
Principal + interest paid
$726,322
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

10386 and 10388 Pendleton Ave, Englewood, FL 34224

Listing courtesy of GRANT TEAM REAL ESTATE, LLC Β· MLS# C7531046 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:24 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]