$889,000
Active10386 Winnipeg St, Port Charlotte, FL 33981
3 beds · 2 baths · 2,390 sq ft
Listing courtesy of RAYNARD REALTY GROUP LLC · MLS# A4699001
114 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront canal location
- direct deep water access
- private wooden dock
- screened lanai with pool
- outdoor kitchen with grill
- coffered ceiling
AI-selected highlights from the listing description below.
A rare opportunity to own a truly turnkey luxury waterfront home in South Gulf Cove! Built in 2017, this custom-designed 3-bedroom, 2-bath residence with a spacious loft, oversized 3-car garage, and approximately 2,400 sq. ft. of living space showcases exceptional craftsmanship and premium finishes throughout. The open floor plan features soaring ceilings, a stunning coffered ceiling in the great room, 8-foot interior doors, custom trim work, designer lighting and plumbing fixtures, and a chef's kitchen with custom cabinetry and high-end appliances. Every detail reflects quality construction and pride of ownership. Perfectly positioned on a private canal with beautiful water views, this home offers direct access to deep water with no bridges—ideal for boating and fishing enthusiasts. Enjoy Florida living year-round from the screened lanai featuring a heated pool, fully equipped outdoor kitchen with built-in gas grill, and generous entertaining space overlooking the water. A private wooden dock completes this exceptional waterfront setting. What truly makes this property one of a kind is that it is being offered completely furnished and equipped. Virtually everything you see is included: designer furniture, décor, TVs, kitchenware, premium appliances, bed linens, bath linens, outdoor furniture, gym equipment, pool table, and even two newer electric bikes with fewer than 500 miles each. Simply bring your suitcase and start enjoying the Florida lifestyle on day one. Whether you're searching for a primary residence, a vacation getaway, or a high-end short-term rental investment, this home is ready to enjoy immediately with no additional expense. Luxury waterfront homes of this caliber, offered completely turnkey, are exceptionally rare. Don't miss your chance to own one of South Gulf Cove's finest properties!
Facts
- Property type
- Single Family Residence
- Year built
- 2017
- Bathrooms
- 2 full
- Living area
- 2,390 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 160 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $13,937/yr
- Monthly fees
- $10/mo
- Listed
- Jul 3, 2026
- MLS #
- A4699001
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10386 WINNIPEG ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,408
$4,495 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,495
- Property taxes
- $1,161
- Homeowners insurance
- $741
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,408
Over the life of the loan
- Loan amount
- $711,200
- Down payment
- $177,800
- Total interest
- $907,096
- Principal + interest paid
- $1,618,296
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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10386 Winnipeg St, Port Charlotte, FL 33981
Listing courtesy of RAYNARD REALTY GROUP LLC · MLS# A4699001 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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