Skip to main content
Lasbury Tracy Realty Inc
← Back to search

$569,000

Active

104 Northshore Ter, Port Charlotte, FL 33980

3 beds Β· 2 baths Β· 1,422 sq ft

Listing courtesy of SAVVY AVENUE, LLC Β· MLS# A4706966

35 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Virtually Staged. DIRECT PEACE RIVER WATERFRONT | GULF ACCESS | PRIVATE DOCK & 12,000-LB BOAT LIFT | 1/3-ACRE LOT | PUNTA GORDA Rarely does a property offer this combination of waterfront, boating access, land and location. Located directly on the Peace River at the end of a quiet cul-de-sac, this 3-bedroom, 2-bath Punta Gorda home sits on an approximately 1/3-acre homesite with 80 feet of waterfront and stunning panoramic river views. Enjoy spectacular sunsets, frequent dolphin sightings and the convenience of having your boat right outside your door. From the private dock, enjoy direct access to the Peace River, Charlotte Harbor and the Gulf of Mexico. The open-concept 1,422-square-foot home features original terrazzo floors in exceptional condition, an attached one-car garage and a spacious 29’ x 13’ covered and screened lanai with insulated roof panels. The lanai provides an ideal setting for entertaining or simply relaxing while taking in the river views. Boaters will appreciate the private 50-foot pier with a 10’ x 8’ landing, all-new decking, wrapped pilings, water and electric, plus a 12,000-pound aluminum remote-control covered boat lift. A private kayak launch adds another way to enjoy the water. The waterfront also includes a 10’ x 20’ concrete-block structure offering possibilities for storage, a workshop, a boathouse, entertaining space or a future tiki bar. There is plenty of room on the property for an inground pool. Additional features include a 2019 metal roof, newer septic system, city water, new AC compressor, whole-house gutters, whole-house Rinnai tankless water heater, dual-stage drinking-water filtration system and Wi-Fi thermostat. The kitchen features newer GE Slate appliances, granite countertops and solid-wood cabinetry. Both bathrooms feature granite countertops and solid-wood cabinetry. Newer smart washer and dryer are also included. The attached one-car garage has a 10-foot-wide hurricane-rated insulated door with a new remote-control motor. An additional 60’ x 13’ concrete driveway provides plenty of room for RV, boat or additional vehicle parking. Located just minutes from downtown Punta Gorda, this property offers a rare opportunity to enjoy waterfront living with boating, fishing, wildlife, sunsets and outdoor recreation right outside your door.

Facts

Property type
Single Family Residence
Year built
1960
Bathrooms
2 full
Living area
1,422 sqft
Lot size
0.32 acres
Waterfront
Yes Β· 80 ft
Water access
Bay/Harbor
Water view
Yes
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$1,801/yr
Listed
Sep 23, 2026
MLS #
A4706966

Price & status history

  1. Listed for $589,000
  2. Price reduced to $569,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 104 NORTHSHORE TER. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,501

$2,877 of that is principal & interest. 18% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,877
Property taxes
$150
Homeowners insurance
$474
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,501

Over the life of the loan

Loan amount
$455,200
Down payment
$113,800
Total interest
$580,583
Principal + interest paid
$1,035,783
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

104 Northshore Ter, Port Charlotte, FL 33980

Listing courtesy of SAVVY AVENUE, LLC Β· MLS# A4706966 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Want an email when homes like this list?

New Port Charlotte listings with at least 3 bedrooms up to $715,000. Free, and you can stop any time.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]