$569,000
Active104 Northshore Ter, Port Charlotte, FL 33980
3 beds Β· 2 baths Β· 1,422 sq ft
Listing courtesy of SAVVY AVENUE, LLC Β· MLS# A4706966
35 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Virtually Staged. DIRECT PEACE RIVER WATERFRONT | GULF ACCESS | PRIVATE DOCK & 12,000-LB BOAT LIFT | 1/3-ACRE LOT | PUNTA GORDA Rarely does a property offer this combination of waterfront, boating access, land and location. Located directly on the Peace River at the end of a quiet cul-de-sac, this 3-bedroom, 2-bath Punta Gorda home sits on an approximately 1/3-acre homesite with 80 feet of waterfront and stunning panoramic river views. Enjoy spectacular sunsets, frequent dolphin sightings and the convenience of having your boat right outside your door. From the private dock, enjoy direct access to the Peace River, Charlotte Harbor and the Gulf of Mexico. The open-concept 1,422-square-foot home features original terrazzo floors in exceptional condition, an attached one-car garage and a spacious 29β x 13β covered and screened lanai with insulated roof panels. The lanai provides an ideal setting for entertaining or simply relaxing while taking in the river views. Boaters will appreciate the private 50-foot pier with a 10β x 8β landing, all-new decking, wrapped pilings, water and electric, plus a 12,000-pound aluminum remote-control covered boat lift. A private kayak launch adds another way to enjoy the water. The waterfront also includes a 10β x 20β concrete-block structure offering possibilities for storage, a workshop, a boathouse, entertaining space or a future tiki bar. There is plenty of room on the property for an inground pool. Additional features include a 2019 metal roof, newer septic system, city water, new AC compressor, whole-house gutters, whole-house Rinnai tankless water heater, dual-stage drinking-water filtration system and Wi-Fi thermostat. The kitchen features newer GE Slate appliances, granite countertops and solid-wood cabinetry. Both bathrooms feature granite countertops and solid-wood cabinetry. Newer smart washer and dryer are also included. The attached one-car garage has a 10-foot-wide hurricane-rated insulated door with a new remote-control motor. An additional 60β x 13β concrete driveway provides plenty of room for RV, boat or additional vehicle parking. Located just minutes from downtown Punta Gorda, this property offers a rare opportunity to enjoy waterfront living with boating, fishing, wildlife, sunsets and outdoor recreation right outside your door.
Facts
- Property type
- Single Family Residence
- Year built
- 1960
- Bathrooms
- 2 full
- Living area
- 1,422 sqft
- Lot size
- 0.32 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Bay/Harbor
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,801/yr
- Listed
- Sep 23, 2026
- MLS #
- A4706966
Price & status history
- Listed for $589,000
- Price reduced to $569,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
Opens propertypanorama.com in a new tab.
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 104 NORTHSHORE TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,501
$2,877 of that is principal & interest. 18% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,877
- Property taxes
- $150
- Homeowners insurance
- $474
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,501
Over the life of the loan
- Loan amount
- $455,200
- Down payment
- $113,800
- Total interest
- $580,583
- Principal + interest paid
- $1,035,783
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
104 Northshore Ter, Port Charlotte, FL 33980
Listing courtesy of SAVVY AVENUE, LLC Β· MLS# A4706966 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 3 bedrooms up to $715,000. Free, and you can stop any time.



