$344,000
Active1040 Sherwin St, Port Charlotte, FL 33953
3 beds · 2 baths · 1,837 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7525180
166 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 2024 built home
- Split floor plan
- Oversized walk-in closet
- Spa-like bathroom
- Sliding glass doors
- Adjacent lot available
- Gulf beaches proximity
AI-selected highlights from the listing description below.
Virtually Staged. Welcome to a stunning and pristine 2024 built home offering the perfect blend of modern design, comfort, and Florida lifestyle. Why wait months to build when this move-in-ready gem is available now? Step inside to a bright, open-concept split floor plan designed for effortless living and entertaining. The chef-inspired kitchen showcases sleek granite countertops, stainless steel appliances, and a spacious dining area that flows beautifully into the expansive great room. Elegant plank flooring paired with plush carpeting adds both sophistication and comfort throughout. Retreat to the luxurious primary suite, featuring an impressively oversized walk-in closet and a spa-like bathroom complete with dual granite vanities and a walk-in shower. Guest bedrooms include generous built-in closets, while the additional flex room provides endless possibilities—perfect for a home office, media room, or play space. Sliding glass doors open to the backyard, creating seamless indoor-outdoor living in a peaceful, quiet setting. For those seeking even more space or investment potential, the adjacent lot is also available for purchase. Only minutes away to the popular Gulf beaches, restaurants, shopping, top-rated schools, medical centers, and entertainment venues. This home delivers convenience, lifestyle, and value all in one. Call today for your private showing!
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Bathrooms
- 2 full
- Living area
- 1,837 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,450/yr
- Listed
- May 15, 2026
- MLS #
- C7525180
Price & status history
- Listed for $348,000
- Price reduced to $345,000
- Price reduced to $344,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1040 SHERWIN ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,397
$1,739 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,739
- Property taxes
- $371
- Homeowners insurance
- $287
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,397
Over the life of the loan
- Loan amount
- $275,200
- Down payment
- $68,800
- Total interest
- $351,002
- Principal + interest paid
- $626,202
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1040 Sherwin St, Port Charlotte, FL 33953
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7525180 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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