$699,900
Active10402 Winnipeg St, Port Charlotte, FL 33981
3 beds Β· 2 baths Β· 1,824 sq ft
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE Β· MLS# D6148686
39 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Welcome to this beautifully updated 3-bedroom, 2-bath waterfront home in desirable South Gulf Cove, offering SAILBOAT WATER and GULF ACCESS. Situated on approximately 80 FT OF SEAWALL, this property features mature landscaping, an eastern-facing backyard, and beautiful water views, creating the perfect setting for the relaxed Southwest Florida lifestyle. The open-concept floor plan is ideal for both everyday living and entertaining, with TRAY CEILINGS and WATER VIEWS from the living room, kitchen, dining area, and primary bedroom. The split bedroom design provides privacy for the spacious primary suite while offering comfortable accommodations for family and guest. The generously sized primary suite is a true retreat, featuring two walk-in closets, a tray ceiling and sliding glass doors leading directly to the pool area. The impressive primary bathroom offers dual sinks, a FREE-STANDING SOAKING TUB, WALK-THRU SHOWER and private toilet closet. The beautifully equipped kitchen features soft close drawers and a solid-surface breakfast bar perfect for casual meals or entertaining. New plank tile flooring throughout provides a fresh, stylish look and easy maintenance. Step outside to your private waterfront oasis featuring a heated saltwater pool, perfect for relaxing and entertaining. The pool area includes a new pool cage, resurfaced pool, and new pool deck, all completed in 2023. Enjoy the peaceful canal setting from the private dock with BOAT LIFT, with plenty of room to enjoy boating, fishing and Southwest Florida's incredible waterways. Canal water is also used for irrigation. Additional features include a tile roof, NEW A/C INSTALLED in 2025, KINECTICO WATER SYSTEM, and pool vacuum which stays with the home. South Gulf Cove is a highly desirable waterfront community featuring sidewalks, parks, and an extensive canal system with access to Charlotte Harbor and the Gulf of Mexico. Conveniently located near beautiful BEACHES, BOATNG, FISHING, BIKING, GOLF, restaurants, shopping, and numerous recreational opportunities. This exceptional home offers the perfect combination of WATERFRONT LIVING, beautiful indoor/outdoor spaces and an outstanding Southwest Florida location. LOTS ON EITHER SIDE ARE FOR SALE WITH SEPARATE PURCHASE.
Facts
- Property type
- Single Family Residence
- Year built
- 2012
- Bathrooms
- 2 full
- Living area
- 1,824 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 160 ft
- Water access
- Brackish Water, Gulf/Ocean
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,037/yr
- Monthly fees
- $10/mo
- Listed
- Sep 16, 2026
- MLS #
- D6148686
Virtual tour
- Virtual tourcmsphotography.hd.picsView the virtual tour(opens cmsphotography.hd.pics in a new tab)
Opens cmsphotography.hd.pics in a new tab.
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 10402 WINNIPEG ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,802
$3,539 of that is principal & interest. 26% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,539
- Property taxes
- $670
- Homeowners insurance
- $583
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,802
Over the life of the loan
- Loan amount
- $559,920
- Down payment
- $139,980
- Total interest
- $714,147
- Principal + interest paid
- $1,274,067
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10402 Winnipeg St, Port Charlotte, FL 33981
Listing courtesy of PARADISE EXCLUSIVE REAL ESTATE Β· MLS# D6148686 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 3 bedrooms up to $875,000. Free, and you can stop any time.



