$1,099,000
Active1041 Indian Beach Dr, Sarasota, FL 34234
3 beds · 2 baths · 1,800 sq ft
Listing courtesy of PREFERRED SHORE LLC · MLS# A4695178
127 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- concrete construction
- not in flood zone
- white oak flooring
- spa-like bath
- sparkling pool
- Sarasota Bay proximity
- Indian Beach location
AI-selected highlights from the listing description below.
A rare opportunity to own what is essentially a brand-new luxury residence in one of Sarasota's most treasured neighborhoods. – Like-New concrete Construction - And not in a Flood Zone Why wait 18 months to build when you can move into what feels like a brand-new luxury home today? Completely reimagined from the inside out, this exceptional Indian Beach residence offers the craftsmanship, efficiency, and peace of mind of new construction while preserving the timeless character of one of Sarasota's most desirable neighborhoods. Every major system—including the roof, plumbing, electrical, HVAC, impact windows and doors, pool, and designer finishes—is brand new, creating a truly turnkey home unlike anything else in its price range. Step inside to discover an open, light-filled floor plan featuring soaring ceilings, designer finishes, luxury white Oak flooring, and a seamless flow ideal for both everyday living and entertaining. The chef-inspired kitchen showcases custom cabinetry, premium countertops, and high-end appliances. The primary suite is a private retreat, offering a spa-like bath with elegant finishes and thoughtful details. Two additional bedrooms provide comfortable accommodations for family, guests, or a home office. Outside, enjoy Florida living at its finest with a brand-new sparkling pool, creating the perfect setting for relaxing afternoons and entertaining family and friends. Ideally located in the highly sought-after Indian Beach Sapphire Shores neighborhood, this exceptional home is just a short stroll from Sarasota Bay, where breathtaking sunsets paint the sky each evening. Enjoy the charm of one of Sarasota's most treasured waterfront communities, with easy access to downtown Sarasota, the Ringling Museum, and the area's renowned beaches, dining, and cultural attractions. Whether you're seeking a full-time residence, seasonal retreat, or investment opportunity, this extraordinary home delivers the rare combination of contemporary elegance and worry-free ownership. Move right in and enjoy the feeling of a brand-new home without the wait.
Facts
- Property type
- Single Family Residence
- Year built
- 1940
- Bathrooms
- 2 full
- Living area
- 1,800 sqft
- Lot size
- 0.15 acres
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,716/yr
- Listed
- Jun 23, 2026
- MLS #
- A4695178
Price & status history
- Listed for $1,195,000
- Price reduced to $1,149,000
- Price reduced to $1,099,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1041 INDIAN BEACH DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,866
$5,557 of that is principal & interest. 19% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,557
- Property taxes
- $393
- Homeowners insurance
- $916
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,866
Over the life of the loan
- Loan amount
- $879,200
- Down payment
- $219,800
- Total interest
- $1,121,371
- Principal + interest paid
- $2,000,571
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1041 Indian Beach Dr, Sarasota, FL 34234
Listing courtesy of PREFERRED SHORE LLC · MLS# A4695178 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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