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$2,995,000

Active

1045 W Tocobaga Ln E, Sarasota, FL 34236

4 beds · 4.5 baths · 4,340 sq ft

Listing courtesy of PREFERRED SHORE LLC · MLS# A4711754

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Virtually Staged. Tucked away within the exclusive gated enclave of Tocobaga Bay, this distinctive Sarasota residence offers a rare combination of privacy, space, and convenience just moments from downtown. Set on an extraordinary three-quarter-acre double lot, the property is surrounded by mature trees and lush tropical landscaping, creating a secluded retreat in one of Sarasota’s most desirable bayfront neighborhoods. Offering approximately 4,340 square feet of living space, the custom home features four bedrooms, including a gracious primary suite with bay views and three additional bedrooms with fully updated en-suite bathrooms, one half bath, soaring ceilings, and generously proportioned rooms designed for relaxed everyday living and elegant entertaining. Recent improvements bring fresh sophistication to the interiors, with new flooring throughout: natural stone across the main level, wide-plank natural hardwood in the formal living room, hardwood on the staircase and upper landing and in the primary bedroom, and new carpeting in the bedrooms. Beautiful new lighting in the stairwell and dining room adds an updated finishing touch. Expansive windows and French doors welcome abundant natural light and frame views of the verdant grounds, pool, and the gleaming waters of Sarasota Bay. Formal living room with a fireplace adds warmth and architectural character and the dining room provides a gracious setting for entertaining, while the kitchen and family dining adjoins an expansive family room just steps from the private swimming pool and spa. Outdoor living is equally inviting. An expansive covered veranda offers ample room for alfresco dining, quiet mornings, and gatherings with friends, overlooking the mature landscaping encompassing your own personal secret garden. With its exceptional lot size and tranquil setting, the property feels worlds away from the city, yet everything Sarasota represents is close at hand. The generously sized primary suite includes a private balcony with expansive views toward Sarasota Bay, while additional bedrooms feature en-suite bathrooms. An elevator connecting the garage and both living levels adds convenience, and the remarkable five-car garage provides flexibility for car enthusiasts, storage, and hobbies. Tocobaga Bay residents enjoy the privacy of a gated community and access to a community waterfront dock and gathering area overlooking Sarasota Bay. The location puts downtown Sarasota’s renowned dining, boutiques, galleries, theaters, and The Bay waterfront park within easy reach, with St. Armands Circle and the beaches of Lido Key just a short drive away. An uncommon opportunity to enjoy estate-sized grounds, gracious architecture, refreshed interiors, and a coveted urban coastal lifestyle—all in the heart of Sarasota.

Facts

Property type
Single Family Residence
Year built
1992
Bathrooms
4 full, 1 half
Living area
4,340 sqft
Lot size
0.76 acres
Water access
Bay/Harbor
Water view
Yes
Private pool
Yes
Exposure
West
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$29,171/yr
Monthly fees
$333/mo
Listed
Nov 3, 2026
MLS #
A4711754

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 1045 W TOCOBAGA LN E. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$20,404

$15,144 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$15,144
Property taxes
$2,431
Homeowners insurance
$2,496
Flood insurance
$0
HOA / condo fees
$333
Mortgage insurance (PMI)
$0
Total per month
$20,404

Over the life of the loan

Loan amount
$2,396,000
Down payment
$599,000
Total interest
$3,055,966
Principal + interest paid
$5,451,966
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1045 W Tocobaga Ln E, Sarasota, FL 34236

Listing courtesy of PREFERRED SHORE LLC · MLS# A4711754 · Active

How would you like to see it?
Which day?
What time of day?

In person · Sat, Nov 7 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 6, 2026, 8:37 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]