$1,850,000
Active10450 Sunny Dreams Ter, Placida, FL 33946
2.47 acre lot
Listing courtesy of GULF TO BAY SOTHEBY'S INTERNAT · MLS# D6147186
182 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Lemon Bay frontage
- deeded boat dock
- no bridges access
- Gulf beach access
- tennis memberships
- fitness memberships
- 2.5 acres
AI-selected highlights from the listing description below.
An exceptional opportunity to own nearly 2.5 acres on Palm Island with over 225 feet of Lemon Bay frontage. This exceptional vacant parcel offers the perfect setting to create a private coastal retreat surrounded by serene water views and Old Florida beauty. Included with the property is a deeded off-site 100-foot boat dock located within the yacht basin, providing outstanding boating access with no bridges to the Intracoastal Waterway and the Gulf. Nearby beach access places you moments from wide, pristine Gulf beaches, offering the best of both waterfront living and effortless beach enjoyment. Palm Island residents also have the opportunity to enjoy tennis and fitness memberships at Palm Island Resort, conveniently located close to the property, further enhancing the island lifestyle. Whether you envision a secluded estate or a waterfront getaway, this unique offering combines expansive acreage, direct bay frontage, and premier boating convenience in one extraordinary package.
Facts
- Property type
- Land
- Lot size
- 2.47 acres
- Waterfront
- Yes · 238 ft
- Water access
- Bay/Harbor
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $5,552/yr
- Monthly fees
- $54/mo
- Listed
- Apr 26, 2026
- MLS #
- D6147186
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- Video tour on Vimeoplayer.vimeo.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10450 SUNNY DREAMS TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$11,413
$9,355 of that is principal & interest. 18% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $9,355
- Property taxes
- $463
- Homeowners insurance
- $1,542
- Flood insurance
- $0
- HOA / condo fees
- $54
- Mortgage insurance (PMI)
- $0
- Total per month
- $11,413
Over the life of the loan
- Loan amount
- $1,480,000
- Down payment
- $370,000
- Total interest
- $1,887,658
- Principal + interest paid
- $3,367,658
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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10450 Sunny Dreams Ter, Placida, FL 33946
Listing courtesy of GULF TO BAY SOTHEBY'S INTERNAT · MLS# D6147186 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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