$299,000
Active10476 Harlingen St, Port Charlotte, FL 33981
4 beds · 2 baths · 2,101 sq ft
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# D6144334
371 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- canal access
- Charlotte Harbor access
- Gulf of Mexico access
- boating community
- wood cabinetry
- breakfast bar
AI-selected highlights from the listing description below.
VIRTUALLY STAGED — SEE THE POSSIBILITIES! Priced at $299,000, this spacious 4-bedroom, 2-bath home in South Gulf Cove offers an opportunity to enjoy the Southwest Florida lifestyle while making it your own! Featuring an open-concept floor plan, 2-car garage, and screened lanai overlooking the backyard, this home provides flexibility for everyday living, entertaining, guests, or a home office. Bring your personal style and updates to create a space that truly reflects you. Located on the Cape Haze Peninsula in the popular South Gulf Cove community, you'll enjoy convenient access to Boca Grande and Englewood beaches, boating, fishing, golf, shopping, and dining. South Gulf Cove's extensive canal system provides boating access to Charlotte Harbor and the Gulf of Mexico. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this home offers space, potential, and an attractive price point. Discover what $299,000 can offer in South Gulf Cove!
Facts
- Property type
- Single Family Residence
- Year built
- 2016
- Bathrooms
- 2 full
- Living area
- 2,101 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,468/yr
- Listed
- Oct 21, 2025
- MLS #
- D6144334
Price & status history
- Listed for $364,500
- Status changed to Active Under Contract
- Status changed to Pending
- Status changed to Active
- Price reduced to $299,000from $329,000
Virtual tour
- Virtual tourportfolio.precision360photography.comView the virtual tour(opens portfolio.precision360photography.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10476 HARLINGEN ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,217
$1,512 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,512
- Property taxes
- $456
- Homeowners insurance
- $249
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,217
Over the life of the loan
- Loan amount
- $239,200
- Down payment
- $59,800
- Total interest
- $305,086
- Principal + interest paid
- $544,286
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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10476 Harlingen St, Port Charlotte, FL 33981
Listing courtesy of PARADISE EXCLUSIVE INC · MLS# D6144334 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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