$90,000
Active10476 McAlester Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7531174
30 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Imagine beginning your mornings on the lanai with a latte in hand as the first light stretches across the canal and the water quietly comes to life. Egrets and herons work the shoreline, roseate spoonbills add a flash of pink, and you may even catch a bald eagle soaring overhead. Welcome to South Gulf Cove — a true waterfront community where life naturally revolves around the water. This just-under-a-quarter-acre homesite offers about 80 feet of waterfront along the Fond du Lac Waterway, with sailboat water and access through South Gulf Cove’s extensive canal system to the Myakka River, Charlotte Harbor and the Gulf of Mexico. Just imagine casting off from your own backyard and heading out whenever the water calls. There’s plenty of room to envision a sparkling blue pool, generous outdoor living space and a lanai overlooking the canal. Public water and sewer are available, and with no designated builder, you have the freedom to choose your own builder and create the Southwest Florida island-life waterfront living you’ve always dreamed of. South Gulf Cove has grown into a vibrant waterfront community with parks, fishing, kayak access, nature and fitness trails, playgrounds, picnic and gathering areas, and community spaces for social and private events. The community also has a voluntary Property Owners Association (POA), and its lock system helps keep water levels throughout the canals more consistent while still allowing access out toward the Myakka River, Charlotte Harbor and the Gulf. For buyers bringing their Florida toys along, boats and RVs may be kept on residential property, subject to applicable deed restrictions, zoning and placement requirements — a meaningful convenience for owners who would rather keep them at home than pay for off-site storage. When you feel like trading the canal for a chance to dip your toes into the sugary sands of the Gulf, you’re roughly 20 minutes by car from both Englewood Beach and Boca Grande on Gasparilla Island — with Boca Grande known for its striking aqua-blue Gulf waters, along with beautiful beaches, shops, waterfront dining and those unforgettable Southwest Florida evenings. From peaceful, serene mornings beside the canal to spontaneous days on the water and afternoons along the Gulf, it’s time to stop imagining and start living the Florida Sunshine Days lifestyle you’ve not just wanted — but have always needed.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 240 ft
- Water access
- Canal - Brackish, Intracoastal Waterway
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $1,810/yr
- Listed
- Sep 23, 2026
- MLS #
- C7531174
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10476 MCALESTER CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$806
$455 of that is principal & interest. 44% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $455
- Property taxes
- $151
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $806
Over the life of the loan
- Loan amount
- $72,000
- Down payment
- $18,000
- Total interest
- $91,832
- Principal + interest paid
- $163,832
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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10476 McAlester Cir, Port Charlotte, FL 33981
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7531174 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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