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$90,000

Active

10476 McAlester Cir, Port Charlotte, FL 33981

0.23 acre lot

Listing courtesy of COLDWELL BANKER REALTY · MLS# C7531174

30 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Imagine beginning your mornings on the lanai with a latte in hand as the first light stretches across the canal and the water quietly comes to life. Egrets and herons work the shoreline, roseate spoonbills add a flash of pink, and you may even catch a bald eagle soaring overhead. Welcome to South Gulf Cove — a true waterfront community where life naturally revolves around the water. This just-under-a-quarter-acre homesite offers about 80 feet of waterfront along the Fond du Lac Waterway, with sailboat water and access through South Gulf Cove’s extensive canal system to the Myakka River, Charlotte Harbor and the Gulf of Mexico. Just imagine casting off from your own backyard and heading out whenever the water calls. There’s plenty of room to envision a sparkling blue pool, generous outdoor living space and a lanai overlooking the canal. Public water and sewer are available, and with no designated builder, you have the freedom to choose your own builder and create the Southwest Florida island-life waterfront living you’ve always dreamed of. South Gulf Cove has grown into a vibrant waterfront community with parks, fishing, kayak access, nature and fitness trails, playgrounds, picnic and gathering areas, and community spaces for social and private events. The community also has a voluntary Property Owners Association (POA), and its lock system helps keep water levels throughout the canals more consistent while still allowing access out toward the Myakka River, Charlotte Harbor and the Gulf. For buyers bringing their Florida toys along, boats and RVs may be kept on residential property, subject to applicable deed restrictions, zoning and placement requirements — a meaningful convenience for owners who would rather keep them at home than pay for off-site storage. When you feel like trading the canal for a chance to dip your toes into the sugary sands of the Gulf, you’re roughly 20 minutes by car from both Englewood Beach and Boca Grande on Gasparilla Island — with Boca Grande known for its striking aqua-blue Gulf waters, along with beautiful beaches, shops, waterfront dining and those unforgettable Southwest Florida evenings. From peaceful, serene mornings beside the canal to spontaneous days on the water and afternoons along the Gulf, it’s time to stop imagining and start living the Florida Sunshine Days lifestyle you’ve not just wanted — but have always needed.

Facts

Property type
Land
Lot size
0.23 acres
Waterfront
Yes · 240 ft
Water access
Canal - Brackish, Intracoastal Waterway
Water view
Yes
Flood zone
AE
Annual taxes
$1,810/yr
Listed
Sep 23, 2026
MLS #
C7531174

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 10476 MCALESTER CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$806

$455 of that is principal & interest. 44% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$455
Property taxes
$151
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$806

Over the life of the loan

Loan amount
$72,000
Down payment
$18,000
Total interest
$91,832
Principal + interest paid
$163,832
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

10476 McAlester Cir, Port Charlotte, FL 33981

Listing courtesy of COLDWELL BANKER REALTY · MLS# C7531174 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]