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$135,000

Active

10486 Poughkeepsie Cir, Port Charlotte, FL 33981

0.24 acre lot

Listing courtesy of PARADISE EXCLUSIVE INC · MLS# D6132922

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Gulf of Mexico access
  • sailboat canal
  • fishing dock
  • 83 x 125 lot
  • beach proximity

AI-selected highlights from the listing description below.

GULF OF MEXICO ACCESS!! 83 X 125 LOT in beautiful SW Florida, This area is convenient to all of the amenities we've grown accustomed to. Living like being on vacation every day is a privilege to have sunshine and beaches just minutes away! Well here is your opportunity. Now that things in the construction world have come down to a more reasonable timeframe, we can talk about building you're forever home or your winter getaway within 12-16 months (depending on the details) either way, you will love this area. Close to beaches and access to the Gulf of Mexico through the beautiful sailboat canal is the way life is meant to be lived. Fish right off your dock or go for a sunset cruiser the options are endless in this area. Farmers markets every season, shopping and more lets get started by getting you this lot!

Facts

Property type
Land
Lot size
0.24 acres
Waterfront
Yes · 83 ft
Water access
Canal - Brackish, Gulf/Ocean
Flood zone
AE
Annual taxes
$1,160/yr
Monthly fees
$10/mo
Listed
Oct 21, 2023
MLS #
D6132922

Price & status history

  1. Listed for $168,000
  2. Price reduced to $135,000from $153,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 10486 POUGHKEEPSIE CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$989

$683 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$683
Property taxes
$97
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$10
Mortgage insurance (PMI)
$0
Total per month
$989

Over the life of the loan

Loan amount
$108,000
Down payment
$27,000
Total interest
$137,748
Principal + interest paid
$245,748
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

10486 Poughkeepsie Cir, Port Charlotte, FL 33981

Listing courtesy of PARADISE EXCLUSIVE INC · MLS# D6132922 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]