$439,900
Active Under Contract10495 Atenia St, Port Charlotte, FL 33981
3 beds Β· 3 baths Β· 2,232 sq ft
Listing courtesy of CENTURY 21 SUNBELT REALTY Β· MLS# D6148470
56 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- 12-foot ceilings
- Swimming pool
- Covered lanai
- Double tray ceiling
- Jetted soaking tub
- Den
- South Gulf Cove community
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Set in the desirable South Gulf Cove community, this spacious 3-bedroom, 3-bath pool home with a den and 2-car garage combines generous living spaces, impressive architectural details, and the indoor-outdoor lifestyle Southwest Florida buyers are searching for. A raised front entry makes a memorable first impression with a glass-accented front door, dual sidelights, and a transom window, while soaring 12-foot ceilings create an open, airy feel throughout the home. Tile flooring flows through the main living areas, with carpeting in the bedrooms for added comfort. The living room is designed to connect seamlessly with the outdoors, featuring 8-foot sliding glass doors topped by a transom window that open to the covered lanai, expansive pool deck, and private swimming pool. The kitchen offers raised-panel cabinetry, granite countertops, stainless steel appliances including a double oven, recessed lighting, and a spacious breakfast bar perfect for casual dining or gathering with guests. The large primary suite provides its own private retreat with a double tray ceiling, direct access to the lanai and pool, and two walk-in closets. The ensuite bathroom features two separate vanities positioned across from one another, a large jetted soaking tub, and an oversized walk-through shower. Two additional bedrooms, a versatile den, and two additional full bathrooms provide plenty of flexibility, while the third bathroom is conveniently positioned for easy access from the pool area. The covered lanai and oversized pool deck offer abundant space for outdoor dining, entertaining, or simply enjoying Florida's year-round sunshine. South Gulf Cove is ideally located near shopping, dining, boating, recreation, and the Gulf Coast, with the beaches of Boca Grande and Englewood approximately 20β25 minutes away. Boca Grande is also renowned for world-class fishing, making this location especially appealing to buyers who want easy access to beaches, boating, fishing, and the relaxed Southwest Florida lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 2007
- Bathrooms
- 3 full
- Living area
- 2,232 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,282/yr
- Monthly fees
- $10/mo
- Listed
- Aug 20, 2026
- MLS #
- D6148470
Price & status history
- Listed for $439,900
- Status changed to Active Under Contract
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 10495 ATENIA ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,041
$2,224 of that is principal & interest. 27% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,224
- Property taxes
- $440
- Homeowners insurance
- $367
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,041
Over the life of the loan
- Loan amount
- $351,920
- Down payment
- $87,980
- Total interest
- $448,855
- Principal + interest paid
- $800,775
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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10495 Atenia St, Port Charlotte, FL 33981
Listing courtesy of CENTURY 21 SUNBELT REALTY Β· MLS# D6148470 Β· Active Under Contract
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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