$985,000
Active Under Contract10522 Riverside Rd, Port Charlotte, FL 33981
4 beds · 3 baths · 2,382 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7525111
183 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- sailboat gulf water access
- concrete seawall
- wide water canal
- outdoor kitchen
- integrated spa
- no fixed bridges
- no HOA
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. EXPERIENCE UNPARALLELED SAILBOAT GULF WATER ACCESS in this stunning custom built 4 bedroom, 3 bath, 3 car garage pool home with a CONCRETE SEAWALL in the prestigious waterfront community of South Gulf Cove. Overlooking a STUNNING WIDE WATER CANAL, this home offers exquisite privacy, breathtaking southern exposure sunsets, and serene natural habitat views, an idyllic Florida lifestyle come true. HURRICANE RATED WINDOW, DOORS AND SLIDERS THROUGHOUT! This sleek, modern masterpiece showcases clean lines and incredible curb appeal with a contemporary paver walkway and driveway, manicured landscaping, soaring entryway, custom doors, and distinctive vertically stacked horizontal windows, pure elevated modern elegance. Step inside the foyer to an open floor plan flooded with natural light, tray ceilings, designer lighting, plank style porcelain tile flooring, and low profile linear air vents, all crafted with superior finishes throughout. The spacious living room features a dedicated theatre wall with a sleek modern fireplace and sliding doors that seamlessly connect indoor and outdoor living to the sparkling pool and stunning water views. Your chef worthy kitchen, adjacent to a formal dining room, boasts quartz counters and backsplash, stainless steel appliances, a chimney range hood, dome pendant lighting, soft-close cabinetry, decorator hardware and a spectacular waterfall edge breakfast bar, perfect for fine dining or effortless entertaining. The versatile den, enclosed with sleek frameless glass double doors, fills with ambient natural light and offers panoramic water vistas, making it ideal for an office or hobby room. The zen inspired primary suite is a private retreat with patio, pool, and outdoor kitchen access, tray ceiling, sky enhancing clerestory window, California Closets, and a spa like ensuite bath. The luxurious bath features a sculptural freestanding tub, high end double vanity, arched mirrors, low threshold Roman shower with linear drainage, rainfall fixtures, and dual-entry frameless glass doors finished with textured contemporary tile that indulge all your senses. Three spacious guest bedrooms offer modern convenience and stunning aesthetics, including one with direct access to the paver patio and captivating preserve and water views. The show stopping screened and caged pool area includes an integrated spa, lounge worthy sun shelf, and a fully equipped professional outdoor kitchen. Enjoy unmatched privacy, incredible cross breezes, and every modern outdoor living comfort beneath the covered tongue-and-groove wood ceiling, your ultimate Florida lifestyle awaits. Swim and live in luxurious privacy day or night while experiencing all the nature and gulf have to offer with every imaginable modern comfort at your fingertips. Additional standout features include no fixed bridges, unbeatable water views, NO HOA, PUBLIC WATER & SEWER, outside shower, concrete seawall, and a 3 car garage ready to accommodate all your toys. Move in ready with furniture available at a nominal extra cost. This is sophisticated, serene waterfront living at its finest. Don’t miss your dream home.
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 3 full
- Living area
- 2,382 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 182 ft
- Water access
- Bay/Harbor, Canal - Brackish, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,419/yr
- Monthly fees
- $10/mo
- Listed
- Apr 23, 2026
- MLS #
- C7525111
Price & status history
- Listed for $1,099,000
- Price reduced to $1,029,000from $1,030,000
- Price reduced to $1,028,000
- Price reduced to $1,027,000
- Price reduced to $1,026,000
- Price reduced to $1,025,000
- Price reduced to $1,024,000
- Price reduced to $1,023,000
- Price reduced to $1,021,000
- Price reduced to $1,019,000
- Price reduced to $1,013,000
- Price reduced to $1,012,000
- Price reduced to $1,010,000
- Price reduced to $1,009,000
- Price reduced to $1,006,000
- Price reduced to $1,004,000
- Price reduced to $1,003,000
- Price reduced to $1,002,000
- Price reduced to $1,001,000
- Price reduced to $1,000,000
- Price reduced to $999,000
- Price reduced to $998,000
- Price reduced to $997,000
- Price reduced to $996,000
- Price reduced to $994,000
- Price reduced to $993,000
- Price reduced to $992,000
- Price reduced to $991,000
- Price reduced to $988,000
- Price reduced to $987,000
- Price reduced to $986,000
- Price reduced to $985,000
- Status changed to Active Under Contract
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10522 RIVERSIDE RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,013
$4,981 of that is principal & interest. 17% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,981
- Property taxes
- $202
- Homeowners insurance
- $821
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,013
Over the life of the loan
- Loan amount
- $788,000
- Down payment
- $197,000
- Total interest
- $1,005,051
- Principal + interest paid
- $1,793,051
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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10522 Riverside Rd, Port Charlotte, FL 33981
Listing courtesy of RE/MAX PALM REALTY · MLS# C7525111 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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