$1,300,000
Active10544 Poughkeepsie Cir, Port Charlotte, FL 33981
4 beds Β· 4 baths Β· 3,558 sq ft
Open house
- Sat, Nov 7 Β· 11 AMβ3 PM
Listing courtesy of FLORIDA EXECUTIVE REALTY 2 Β· MLS# TB8468035
274 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- 168 feet waterfront
- RV-capable garage 14x16 door
- 50-amp RV outlet
- Second primary suite upstairs
- Built-in wet bar
AI-selected highlights from the listing description below.
Where your backyard is the water and your garage can hold your vacation home on wheels! This isnβt your typical waterfront homeβthis one is made for boaters, RV owners, and toy collectors.The property offers deep water access (no bridges) to Port Charlotteβs boating destinations and open water, substantial garage capacity, and a layout suited for buyers who need space for vehicles, equipment, and family/guests. Situated on a tip lot just under half an acre, the property offers 168 feet of deep waterfront on a wide canal with no bridges, complete with a composite dock with water, electric, and a 10,000-lb boat lift. With a garage built to match your lifestyle and room to entertain or unwind by the water, this is waterfront living done the right way. Starting with the 1,298 sq ft RV-capable garage featuring a 14x16 RV door (13β 8.5β clearance), 41.2 ft in length, a 50-amp RV outlet, pre-wired generator connection, epoxy floor, and interior paint updated in 2025, the property also includes a long brick-paver driveway that provides additional space for vehicle and trailer parking. Inside, the home features an open layout with high ceilings and water views visible from several rooms. The main floor includes three bedroomsβthe primary suite and two guest bedrooms with bathsβalong with a private office, two separate living areas, and a dining space suited for both daily living and entertaining. Custom millwork is featured throughout the home, adding detail and definition to the living areas. The family room includes a built-in wet bar, providing added convenience for gatherings and everyday use. The kitchen serves as a central workspace and gathering area, offering soft-close cabinetry, a large granite island, a custom walk-in pantry, built-in oven, microwave, warming drawer, smooth-top five-burner range, custom hood and stone backsplash. Upstairs, a second primary suite offers additional privacy and flexibility, complete with a bedroom, full bathroom with walk-in shower, kitchenette, living area, and a private balcony overlooking the waterβideal for guests or multigenerational living. The home opens to a backyard designed for both relaxation and entertaining. Outdoor living includes a heated swimming pool with spa, a covered seating area with fireplace, and paver walkways that provide easy access around the yard. Recent updates include impact windows and doors installed in 2023, a tile roof completed in 2022 with additional tiles available, interior and exterior paint 2023, and pool heater 2024. Special features include a whole-house powered attic ventilation fan and a central vacuum system. Schedule your appointment to view this unique home offering superior waterfront access and a full size RV garage.
Facts
- Property type
- Single Family Residence
- Year built
- 2007
- Bathrooms
- 4 full
- Living area
- 3,558 sqft
- Lot size
- 0.42 acres
- Waterfront
- Yes Β· 168 ft
- Water access
- Bay/Harbor, Canal - Brackish, Gulf/Ocean
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,156/yr
- Monthly fees
- $10/mo
- Listed
- Jan 22, 2026
- MLS #
- TB8468035
Price & status history
- Listed for $1,350,000
- Price reduced to $1,300,000from $1,345,000
- Status changed to Active
Virtual tour
- Video tour on Vimeovimeo.com
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 10544 POUGHKEEPSIE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$8,013
$6,574 of that is principal & interest. 18% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $6,574
- Property taxes
- $346
- Homeowners insurance
- $1,083
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $8,013
Over the life of the loan
- Loan amount
- $1,040,000
- Down payment
- $260,000
- Total interest
- $1,326,463
- Principal + interest paid
- $2,366,463
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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10544 Poughkeepsie Cir, Port Charlotte, FL 33981
Listing courtesy of FLORIDA EXECUTIVE REALTY 2 Β· MLS# TB8468035 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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