$425,000
Active1059 Madeira St, Port Charlotte, FL 33953
3 beds · 2 baths · 1,492 sq ft
Listing courtesy of LPT REALTY, LLC · MLS# TB8526178
114 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- custom pool
- no HOA
- newly constructed
- private backyard retreat
- Gulf Coast beaches access
AI-selected highlights from the listing description below.
BRAND-NEW CONSTRUCTION, PRIVATE POOL, SELLER CREDIT! Welcome to this beautiful 3-bedroom, 2-bathroom home offering 1,492 sq. ft. of modern, move-in-ready living space with a 2-car garage, private pool and no HOA. Enjoy an open, inviting layout designed for comfortable everyday living and entertaining. The custom pool creates a private backyard retreat, offering space to relax or enjoy Florida's year-round outdoor lifestyle. Why wait to build when you can own a brand-new pool home and start enjoying the Florida lifestyle now? Schedule your private showing today! Located in Port Charlotte, this home offers convenient access to shopping, dining, parks, golf courses, boating, and Gulf Coast beaches. Enjoy the flexibility of homeownership without HOA restrictions while living in one of Southwest Florida's growing residential communities.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 2 full
- Living area
- 1,492 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $389/yr
- Listed
- Jul 6, 2026
- MLS #
- TB8526178
Price & status history
- Listed for $435,000
- Price reduced to $430,000
- Price reduced to $425,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1059 MADEIRA ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,536
$2,149 of that is principal & interest. 15% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,149
- Property taxes
- $32
- Homeowners insurance
- $354
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,536
Over the life of the loan
- Loan amount
- $340,000
- Down payment
- $85,000
- Total interest
- $433,651
- Principal + interest paid
- $773,651
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1059 Madeira St, Port Charlotte, FL 33953
Listing courtesy of LPT REALTY, LLC · MLS# TB8526178 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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