$450,000
Active10601 Ayear Rd, Port Charlotte, FL 33981
3 beds · 2 baths · 1,526 sq ft
Listing courtesy of DALTON WADE INC · MLS# A4703500
43 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Short Sale. SHORT SALE OPPORTUNITY! Don't miss the chance to make this spacious 3-bedroom, 2-bath Port Charlotte home with a 2-car garage and NEWER POOL & SPA your own! Situated on approximately .23 acre, this single-story home offers plenty of potential for a buyer looking to add their personal touches while taking advantage of some significant recent improvements. A standout feature is the newer fiberglass in-ground swimming pool with attached spa, completed under permit in 2024, along with a newer screened pool enclosure—a substantial upgrade that creates a wonderful outdoor Florida living space. Imagine relaxing in your own pool and spa or entertaining family and friends year-round. Built in 1989, the home features a functional 3-bedroom, 2-bath layout, attached 2-car garage and approximately 10,000-square-foot homesite. The property is located in the South Gulf Cove/Port Charlotte area, convenient to boating, fishing, golf, shopping, dining and the beautiful Gulf Coast beaches of Englewood and Boca Grande. A nearby community boat ramp provides access toward the Myakka River and Charlotte Harbor. This property offers an opportunity for an owner-occupant, seasonal resident or investor to purchase a pool home and make additional improvements to suit their needs. THIS IS A SHORT SALE AND ALL TERMS, CONDITIONS AND FINAL PURCHASE PRICE ARE SUBJECT TO THIRD-PARTY/LENDER APPROVAL. Property is being sold AS-IS with right to inspect. Buyer and buyer's agent should independently verify measurements, square footage, permitting, community information and all information deemed important to the buyer.
Facts
- Property type
- Single Family Residence
- Year built
- 1989
- Bathrooms
- 2 full
- Living area
- 1,526 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,288/yr
- Listed
- Sep 15, 2026
- MLS #
- A4703500
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10601 AYEAR RD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,008
$2,275 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,275
- Property taxes
- $357
- Homeowners insurance
- $375
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,008
Over the life of the loan
- Loan amount
- $360,000
- Down payment
- $90,000
- Total interest
- $459,160
- Principal + interest paid
- $819,160
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10601 Ayear Rd, Port Charlotte, FL 33981
Listing courtesy of DALTON WADE INC · MLS# A4703500 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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