$45,166
Active10635 Rainsville St, Port Charlotte, FL 33981
0.26 acre lot
Listing courtesy of BRIGHT REALTY · MLS# A4701368
91 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- scenic canal view
- quiet loop street
- public water and sewer
- optional HOA
- near golf courses
- near Gulf beaches
AI-selected highlights from the listing description below.
Build your Florida dream home on this beautiful residential lot located in the highly desirable South Gulf Cove community. Perfectly positioned along a quiet loop street with minimal through traffic, this property offers a peaceful setting while remaining just across the street from one of the community's scenic canals, adding to the tranquil neighborhood atmosphere. With public water and sewer available and an optional HOA, you'll enjoy the flexibility to build at your own pace while taking advantage of the many amenities South Gulf Cove has to offer. Conveniently located near boating, fishing, golf courses, shopping, dining, and the pristine Gulf beaches of Boca Grande and Englewood, this property is an excellent opportunity for your future home or investment. Buyer to verify utilities, building requirements, restrictions, and all property details. Don't miss your chance to secure your piece of Florida paradise and bring your vision to life. Property boundaries are approximate and provided for illustrative purposes only. Buyer should verify all dimensions and boundaries through a survey.
Facts
- Property type
- Land
- Lot size
- 0.26 acres
- Flood zone
- 8AE,X
- Annual taxes
- $859/yr
- Listed
- Jul 27, 2026
- MLS #
- A4701368
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10635 RAINSVILLE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$500
$228 of that is principal & interest. 54% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $228
- Property taxes
- $72
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $500
Over the life of the loan
- Loan amount
- $36,133
- Down payment
- $9,033
- Total interest
- $46,086
- Principal + interest paid
- $82,219
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10635 Rainsville St, Port Charlotte, FL 33981
Listing courtesy of BRIGHT REALTY · MLS# A4701368 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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