$790,000
Active Under Contract1064 Harbour Way Pl, Punta Gorda, FL 33983
5 beds Β· 3.5 baths Β· 3,890 sq ft
Listing courtesy of RE/MAX ALLIANCE GROUP Β· MLS# C7527940
30 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Fully paid-off solar panels
- Brand new roof
- Screened saltwater pool
- Gated community
- No flood zone
- Hurricane-rated doors
- Central vacuum system
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Experience the incredible savings of FULLY PAID-OFF SOLAR PANELS, along with a BRAND NEW ROOF, NEW EXTERIOR PAINT, NEW LVP FLOORING, NEW CARPET, NEW CEILING FANS, NEW WASHER & DRYER, and so much more! This impressive 5-bedroom, 3.5-bath, 3-car garage pool home offers nearly 4,000 square feet of living space in the gated community of Harbour Oaks, combining exceptional upgrades, energy efficiency, and room to spread out. Situated on an oversized lot not in a Flood Zone, with underground utilities, the home welcomes you with a charming screened front porch, mature landscaping, and an extended driveway. Inside, soaring 10-foot ceilings, expansive living spaces, and walls of sliding glass doors create a bright, open floor plan designed for both everyday living and effortless entertaining. The heart of the home is the beautifully appointed kitchen featuring stone countertops, an oversized island with cooktop, built-in oven and microwave, walk-in pantry, abundant white Shaker cabinetry, and a spacious breakfast nook overlooking the main living areas. Whether hosting holiday gatherings, game days, or large dinner parties, this home offers the space and flow you've been looking for. The owner's suite is a private retreat with direct access to the pool and lanai, an oversized walk-in closet with custom built-ins, and a spacious ensuite bath featuring dual vanities, a garden tub, and separate walk-in shower. On the opposite side of the home, two guest bedrooms share a Jack-and-Jill bath and each enjoy direct pool access. A dedicated office provides outstanding flexibility and can easily function as an additional bedroom, hobby room, or workspace. One of the standout features of this home is the expansive upstairs bonus room complete with a closet, half bath, and NEW CARPET. Whether you need an oversized fifth bedroom, guest suite, game room, media room, fitness space, homeschool room, or multi-purpose flex space, this room offers endless possibilities while providing additional privacy from the main living areas. Step outside and enjoy your own private outdoor retreat featuring a screened saltwater pool with waterfall, spacious covered lanai, and renovated pool bath. The generous outdoor living areas make this home ideal for entertaining year-round or simply enjoying Florida's outdoor lifestyle. Additional features include a central vacuum system, reverse osmosis system, outdoor water softener/filtration system, hurricane-rated front entry doors, hurricane shutters, a spacious laundry room with NEW WASHER & DRYER, and a three-car garage with ample room for storage, hobbies, or a workshop. Harbour Oaks residents enjoy gated entry along with community amenities including tennis courts, pickleball courts, basketball court, and playground, all with a low HOA fee. With MAJOR SYSTEMS already updated, FULLY PAID-OFF SOLAR PANELS providing exceptional energy savings, fresh updates throughout, and an incredibly versatile floor plan offering space for entertaining, multi-generational living, hobbies, or working from home, this move-in ready property is a rare opportunity that truly stands apart.
Facts
- Property type
- Single Family Residence
- Year built
- 1992
- Bathrooms
- 3 full, 1 half
- Living area
- 3,890 sqft
- Lot size
- 0.46 acres
- Private pool
- Yes
- Exposure
- West
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,445/yr
- Monthly fees
- $195/mo
- Listed
- Jul 1, 2026
- MLS #
- C7527940
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 1064 HARBOUR WAY PL. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$5,552
$3,995 of that is principal & interest. 28% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,995
- Property taxes
- $704
- Homeowners insurance
- $658
- Flood insurance
- $0
- HOA / condo fees
- $195
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,552
Over the life of the loan
- Loan amount
- $632,000
- Down payment
- $158,000
- Total interest
- $806,081
- Principal + interest paid
- $1,438,081
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1064 Harbour Way Pl, Punta Gorda, FL 33983
Listing courtesy of RE/MAX ALLIANCE GROUP Β· MLS# C7527940 Β· Active Under Contract
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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