$1,199,000
Active1065 Gulf of Mexico Dr #305, Longboat Key, FL 34228
3 beds · 2 baths · 1,819 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4681609
264 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Southwest Gulf view
- Corner end residence
- Two owned parking spaces
- Beachfront location
- Deeded beach access
- Junior Olympic pool
- Guarded gated entry
- Tennis pickleball courts
AI-selected highlights from the listing description below.
One or more photo(s) has been virtually staged. 3 BEDROOM CORNER/ END RESIDENCE! SOUTHWEST GULF VIEW! 2 OWNED PARKING SPACES- ONE COVERED! EXCELLENT RENTAL POTENTIAL! A vivid palette of white perfected with the backdrop of Gulf waters kissed by brilliant hues amid spanning skies as the sun sets on yet another perfect day. Yours to be experienced daily, from the bright inside or out on the patios, of this corner home spread over more than 1,800 square feet. Well-positioned at the southwest corner of Building 10 to take full advantage of what it means to be the fortunate owner of a beachfront Longboat Key retreat. Clean, crisp and white, this home is move-in ready, OR it is fresh and primed for you to begin the design of your dreams. Finding 3 bedrooms, 2 baths, and 2 owned parking spaces (one under-building and one outside steps to the building entry) on the beach at this reasonable price point is a FIND in this zip code, so closely consider the opportunity at hand. Beachplace is a sprawling community of 31 acres and full of amenities including, but not limited to, deeded beach access, junior Olympic size pool, kiddie pool, spa, clubhouse, fitness, tennis, pickleball, guarded/ gated entry, community grilling, fun gaming area with ping pong, cornhole, seasonal community activity calendar, etc. Truly a special place to call home or an absolute escape to refresh, restore, relax, release and renew the wellbeing of mind, body and spirit.
Facts
- Property type
- Condominium
- Year built
- 1981
- Bathrooms
- 2 full
- Living area
- 1,819 sqft
- Water access
- Beach - Access Deeded, Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,047/yr
- Monthly fees
- $1,663/mo
- Listed
- Feb 5, 2026
- MLS #
- A4681609
Price & status history
- Listed for $1,450,000
- Price reduced to $1,199,000from $1,250,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1065 GULF OF MEXICO DR #305. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$9,229
$6,063 of that is principal & interest. 34% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $6,063
- Property taxes
- $504
- Homeowners insurance
- $999
- Flood insurance
- $0
- HOA / condo fees
- $1,663
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,229
Over the life of the loan
- Loan amount
- $959,200
- Down payment
- $239,800
- Total interest
- $1,223,407
- Principal + interest paid
- $2,182,607
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1065 Gulf of Mexico Dr #305, Longboat Key, FL 34228
Listing courtesy of COLDWELL BANKER REALTY · MLS# A4681609 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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