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$1,025,000

Active

10650 Poughkeepsie Cir, Port Charlotte, FL 33981

4 beds Β· 2.5 baths Β· 2,582 sq ft

Open house

  • Sat, Nov 7 Β· 11 AM–3 PM

Listing courtesy of FLORIDA EXECUTIVE REALTY 2 Β· MLS# TB8538200

74 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • 0.69-acre tip lot
  • 285.5 feet seawall
  • Composite dock with lift
  • Deep-water canal access
  • Heated pool
  • Outdoor kitchen
  • RV parking with hookup

AI-selected highlights from the listing description below.

Set on a rare 0.69-acre tip lot with 285.5 feet of seawall, this custom Luke Brothers-built home offers a covered 16' x 20' composite dock with a 10,000-lb. lift on a deep-water canal, providing quick, bridge-free access to Charlotte Harbor, the open Gulf, and the world-famous tarpon fishing of Boca Grande. Double-glass entry doors welcome you into an open great room floor plan featuring crown molding, illuminated tray ceilings, and elegant diagonal tile flooring throughout. Corner sliding glass doors connect the main living area directly to the lanai and pool deck, creating a seamless indoor-outdoor flow. The kitchen is equipped with quartz countertops, a modern induction range, premium Bosch dishwasher, and oversized walk-in pantry. The private primary suite features an expansive bedroom, jetted soaking tub, large walk-in shower with bench, elegant granite bathroom finishes, and convenient direct-access pass-through to the laundry room. A versatile fourth bedroom or den features custom built-ins, a dry bar, ensuite bathroom, and sliding doors opening to the lanaiβ€”ideal for guests or a home office. Impact-rated windows and doors, attic spray foam insulation, an attached 3-car garage, and a newer 2023 roof add to the home’s functionality and peace of mind. The entertainer’s backyard offers a heated pool, outdoor kitchen, and expansive grounds. For additional parking and storage, the property includes a dedicated gravel RV parking pad with a 50-amp hookup, plus plenty of room for additional vehicles, trailers, or outdoor hobbies. Beyond the property, you’re just a short distance from beautiful beaches, shopping and dining, and the historic charm of downtown Punta Gorda.

Facts

Property type
Single Family Residence
Year built
2016
Bathrooms
2 full, 1 half
Living area
2,582 sqft
Lot size
0.69 acres
Waterfront
Yes Β· 285 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, River
Water view
Yes
Private pool
Yes
Exposure
Southwest
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$10,014/yr
Monthly fees
$10/mo
Listed
Aug 12, 2026
MLS #
TB8538200

Price & status history

  1. Listed for $1,045,000
  2. Price reduced to $1,025,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 10650 POUGHKEEPSIE CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$6,882

$5,183 of that is principal & interest. 25% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$5,183
Property taxes
$835
Homeowners insurance
$854
Flood insurance
$0
HOA / condo fees
$10
Mortgage insurance (PMI)
$0
Total per month
$6,882

Over the life of the loan

Loan amount
$820,000
Down payment
$205,000
Total interest
$1,045,865
Principal + interest paid
$1,865,865
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

10650 Poughkeepsie Cir, Port Charlotte, FL 33981

Listing courtesy of FLORIDA EXECUTIVE REALTY 2 Β· MLS# TB8538200 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]