$429,000
Active10658 Rainsville St, Port Charlotte, FL 33981
3 beds · 2 baths · 1,700 sq ft
Listing courtesy of PROPERTY LOGIC RE · MLS# O6441689
44 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
VR tour available. Bank-owned new construction opportunity in South Gulf Cove. This never occupied 3-bedroom, 2-bath canal-front home is most of the way there, and the next owner brings it across the finish line to their own taste. Block and stucco construction with the shingle roof, windows, tile flooring, cabinets, and stone counters already in place. Sliding glass doors open to the rear lanai and the canal. Two-car garage. Located in the established South Gulf Cove boating community near Englewood, Boca Grande, golf, shopping, dining, and the Gulf beaches. Sold as-is by the REO seller. Cash only; no Certificate of Occupancy has been issued.
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Bathrooms
- 2 full
- Living area
- 1,700 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $2,160/yr
- Listed
- Sep 14, 2026
- MLS #
- O6441689
Virtual tour
- Matterport 3-D tourmy.matterport.com
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10658 RAINSVILLE ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,707
$2,169 of that is principal & interest. 20% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,169
- Property taxes
- $180
- Homeowners insurance
- $358
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,707
Over the life of the loan
- Loan amount
- $343,200
- Down payment
- $85,800
- Total interest
- $437,733
- Principal + interest paid
- $780,933
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
10658 Rainsville St, Port Charlotte, FL 33981
Listing courtesy of PROPERTY LOGIC RE · MLS# O6441689 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 3 bedrooms up to $540,000. Free, and you can stop any time.
