$879,000
Active10686 Kearsarge Cir, Port Charlotte, FL 33981
3 beds Β· 2 baths Β· 1,668 sq ft
Listing courtesy of PLACE IN THE SUN REAL ESTATE, LLC Β· MLS# D6148720
40 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
From the moment you enter this exceptional waterfront home, your eyes are drawn through the elegant interior and across the inviting pool to a breathtaking panorama of expansive greenbelt, sailboat-access water, and protected preserve beyond. Watch sailboats glide by on the canal while enjoying a view that is more than beautiful. At the heart of the home's outdoor living experience is the south-facing screened pool area, perfectly positioned to capture abundant Florida sunshine throughout the day. Whether you are enjoying a morning swim, relaxing poolside with a good book, or entertaining friends, this private outdoor retreat offers the quintessential Florida lifestyle.Dramatic zero-corner sliding glass doors blur the line between indoors and out, opening the great room to the pool and lanai and creating a seamless connection to the spectacular setting beyond. From inside the home or while relaxing poolside, enjoy a front-row seat to abundant wildlife, and the natural beauty that makes this property truly special.Inside high ceilings and an open great room create an inviting sense of space, while the desirable split-bedroom floor plan provides privacy. Built by DM Dean Homes, the residence includes valuable upgrades such as spray foam insulation, while the expansive three-car garage offers exceptional flexibility for vehicles, recreational equipment, storage, or a workshop.For those who dream of a true waterfront lifestyle, the boating access is exceptional. This sailboat-access location is one of the most desirable in South Gulf Cove. Travel approximately 2,000 feet east at minimum wake speed to the lagoon, where the waterway opens up and speed restrictions are lifted. From there, just one lock separates you from open water.Water and electric are available at the water's edge ready for the dock of your choosing. The canal also supplies water to the irrigation system, helping maintain the property's lush landscape.
Facts
- Property type
- Single Family Residence
- Year built
- 2019
- Bathrooms
- 2 full
- Living area
- 1,668 sqft
- Lot size
- 0.27 acres
- Waterfront
- Yes Β· 124 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northeast
- Furnished
- Negotiable
- Flood zone
- 8AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,499/yr
- Monthly fees
- $8/mo
- Listed
- Sep 18, 2026
- MLS #
- D6148720
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 10686 KEARSARGE CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$5,643
$4,445 of that is principal & interest. 21% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,445
- Property taxes
- $458
- Homeowners insurance
- $733
- Flood insurance
- $0
- HOA / condo fees
- $8
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,643
Over the life of the loan
- Loan amount
- $703,200
- Down payment
- $175,800
- Total interest
- $896,893
- Principal + interest paid
- $1,600,093
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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10686 Kearsarge Cir, Port Charlotte, FL 33981
Listing courtesy of PLACE IN THE SUN REAL ESTATE, LLC Β· MLS# D6148720 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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