$1,099,000
Active1075 Gulf of Mexico Dr #205, Longboat Key, FL 34228
3 beds Β· 2 baths Β· 1,819 sq ft
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4704103
56 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Set within Beachplace on the coveted south end of Longboat Key, this 3-bedroom, 2-bath corner residence offers 1,819+/- sq. ft. of beautifully maintained living space, an expansive wraparound terrace and 1 under-building deeded parking space. Distinctive wallpaper adds personality to the foyer, while plank flooring flows throughout. Just off the entry, double doors open to the third bedroom, currently used as a family and sitting room, while the guest bedroom across the hall opens directly to the terrace. The main living area takes full advantage of the corner setting, with walls of sliding glass doors filling the space with natural light and framing elevated views of the lake, fountains and tropical landscaping. The kitchen features white cabinetry, glass-front accents, stone countertops, stainless steel appliances and a breakfast bar opening to the dining area. Privately positioned away from the guest accommodations, the primary suite enjoys terrace access and tranquil lake and fountain views, along with a spacious bath with dual vanities and a separate water closet. Beachplace is a gated, 31-acre beachfront community known for its mid-century modern architecture and resort-style amenities, including private beach access, a junior Olympic-size pool, spa, kiddie pool, clubhouse, fitness facilities, sauna, tennis and pickleball courts, EV charging stations and grilling areas. Separate membership opportunities are also offered at the nearby Longboat Key Club, with amenities that may include 45 holes of championship golf, tennis, private dining, beach and pool facilities, spa, fitness and marina access, depending on membership category. Rentals are permitted up to 12 times per year with a 30-day minimum, and St. Armands Circle and downtown Sarasota are just minutes away.
Facts
- Property type
- Condominium
- Year built
- 1981
- Bathrooms
- 2 full
- Living area
- 1,819 sqft
- Lot size
- 5.01 acres
- Waterfront
- Yes Β· 2 ft
- Water access
- Beach - Access Deeded, Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $11,581/yr
- Monthly fees
- $1,600/mo
- Listed
- Sep 2, 2026
- MLS #
- A4704103
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 1075 GULF OF MEXICO DR #205. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$9,038
$5,557 of that is principal & interest. 39% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $5,557
- Property taxes
- $965
- Homeowners insurance
- $916
- Flood insurance
- $0
- HOA / condo fees
- $1,600
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,038
Over the life of the loan
- Loan amount
- $879,200
- Down payment
- $219,800
- Total interest
- $1,121,371
- Principal + interest paid
- $2,000,571
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1075 Gulf of Mexico Dr #205, Longboat Key, FL 34228
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4704103 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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