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$349,900

Active

1081 Decatur St, Port Charlotte, FL 33952

3 beds · 2 baths · 1,989 sq ft

Listing courtesy of NEW HOME STAR FLORIDA LLC · MLS# O6438648

56 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Ideally situated in Port Charlotte along Florida’s Gulf Coast, the Drexel is surrounded by the natural beauty of the Peace River and Charlotte Harbor, with a vibrant setting known for beautiful beaches, boating, golf, dining, live music, and festivals. The Drexel floor plan features an inviting open foyer and soaring 9’4” ceilings throughout, creating a bright and spacious first impression. At the heart of the home, the open-concept Great Room features expansive windows that fill the space with natural light. A versatile flex space just off the Great Room provides additional room for a den, craft space, or reading nook. The kitchen anchors the main living area with stainless steel appliances, quartz countertops, abundant cabinetry, a large island, and a convenient eating bar. The adjacent dining area features additional windows that enhance the natural light and create a welcoming setting for morning coffee or casual meals. Just off the dining area, a triple sliding glass door leads to the covered lanai, creating a seamless connection between the indoor and outdoor spaces. The owner’s suite provides a private retreat with a generous walk-in closet and an en-suite bath featuring a double vanity with quartz countertops, an additional linen closet, a window for natural light, and a beautifully tiled shower with a glass enclosure. Two secondary bedrooms are positioned at the front of the home, creating a well-defined private layout, and share a well-appointed full bath with a tub and shower combination. Ceramic tile flooring flows throughout the main living areas for a clean, modern aesthetic, while plush carpet adds comfort to the bedrooms. Cordless blinds provide a polished finish throughout the home. Practicality meets innovation with a functional laundry and mud room located just off the two-car garage. Entry and driveway pavers enhance the exterior, while landscaping and irrigation create a finished, well-maintained appearance. Modern convenience is integrated throughout with a Ring video doorbell, smart thermostat, keyless entry door lock, and Deako switches. Built for peace of mind, the exterior features impact storm glass windows and architectural shingles, complemented by a full builder warranty. The Drexel combines thoughtful design, stylish finishes, and functional spaces throughout in a desirable Port Charlotte setting. Schedule your private tour today. We can’t wait to welcome you home!

Facts

Property type
Single Family Residence
Year built
2026
Bathrooms
2 full
Living area
1,989 sqft
Lot size
0.23 acres
Private pool
No
Exposure
East
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$484/yr
Listed
Sep 2, 2026
MLS #
O6438648

Price & status history

  1. Listed for $369,900
  2. Price reduced to $349,900

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 1081 DECATUR ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,101

$1,769 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,769
Property taxes
$40
Homeowners insurance
$292
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,101

Over the life of the loan

Loan amount
$279,920
Down payment
$69,980
Total interest
$357,023
Principal + interest paid
$636,943
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1081 Decatur St, Port Charlotte, FL 33952

Listing courtesy of NEW HOME STAR FLORIDA LLC · MLS# O6438648 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]