$120,000
Active10884 McAlester Cir, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of JOHN R. WOOD PROPERTIES · MLS# C7526127
168 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Gulf-access lot
- Scenic canals
- Private dock
- No HOA restrictions
- Direct boating access
AI-selected highlights from the listing description below.
Welcome to your slice of coastal heaven! This prime Gulf-access lot is nestled in the heart of Port Charlotte’s tropical waterfront community, offering the perfect canvas for your dream home or vacation escape. Located on the serene McAlester Circle, this property combines tranquility with unbeatable convenience. Property Highlights Direct Gulf Access via scenic canals—ideal for year-round boating, kayaking, and world-class fishing! Minutes from pristine sugar-sand beaches where sunsets paint the sky in unforgettable hues Surrounded by upscale dining, boutique shopping, and vibrant entertainment options. Close to luxury resorts and hotels, perfect for hosting guests or enjoying staycations Easy access to Punta Gorda, Sarasota, and Fort Myers airports—your gateway to anywhere No HOA restrictions, giving you the freedom to build your tropical oasis your way! Whether you're envisioning a waterfront villa with a private dock or a cozy coastal retreat, this lot offers endless possibilities. The warm Florida sun, gentle Gulf breezes, and laid-back lifestyle are calling—why wait? Don’t let the summer end—make it your forever season. Just minutes from Boca Grande’s legendary beaches, waterfront dining at The Perfect Caper, and boutique shopping in Punta Gorda. Secure your piece of paradise today before it’s gone!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Water view
- Yes
- Exposure
- South
- Flood zone
- AE
- Annual taxes
- $2,040/yr
- Listed
- May 13, 2026
- MLS #
- C7526127
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 10884 MCALESTER CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$977
$607 of that is principal & interest. 38% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $607
- Property taxes
- $170
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $977
Over the life of the loan
- Loan amount
- $96,000
- Down payment
- $24,000
- Total interest
- $122,443
- Principal + interest paid
- $218,443
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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10884 McAlester Cir, Port Charlotte, FL 33981
Listing courtesy of JOHN R. WOOD PROPERTIES · MLS# C7526127 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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