$650,000
Active Under Contract1095 Gulf of Mexico Dr #303, Longboat Key, FL 34228
2 beds · 2 baths · 1,503 sq ft
Listing courtesy of HOUSE MATCH · MLS# A4699853
93 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- pond and fountain views
- direct Gulf beach access
- private balcony
- Olympic-sized heated pool
- tennis and pickleball courts
- 24-hour gated entrance
- waterfront location
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Experience everything coastal luxury living has to offer in one of Longboat Key's most sought-after waterfront communities. This beautifully updated 2 bedroom, 2 bathroom condominium offers peaceful pond and fountain views, direct access to the pristine Gulf of America beaches, and an unbeatable location just minutes from St. Armands Circle and downtown Sarasota. Inside, engineered flooring flows throughout the open-concept floor plan, creating a seamless blend of comfort and style. The spacious living and dining areas open to a private balcony overlooking the tranquil pond and fountain, providing the perfect setting to enjoy morning coffee or unwind with breathtaking Florida sunsets. The well-appointed kitchen features granite countertops, stainless steel appliances, a breakfast bar, and abundant natural light, making it ideal for both everyday living and entertaining. The generous primary suite offers serene water views, ample closet space, and an en-suite bathroom with dual vanities and a walk-in shower. A spacious guest bedroom and nearby full bath provide privacy and comfort for family and visitors. Experience everything coastal luxury living has to offer in this exceptional Longboat Key residence. Residents enjoy resort-style amenities including an Olympic-sized heated swimming pool and spa overlooking the Gulf of America, private beach access, a fitness center, tennis and pickleball courts, community grills, beautifully landscaped tropical grounds, parking, secure building access, and the peace of mind of a 24-hour gated entrance with guard. Cable, internet, water, sewer, trash, and exterior maintenance are all included in the condominium fees, providing exceptional value and effortless ownership. Just minutes from the boutiques and award-winning dining of St. Armands Circle and the cultural attractions of downtown Sarasota, this is Florida waterfront living at its finest.
Facts
- Property type
- Condominium
- Year built
- 1981
- Bathrooms
- 2 full
- Living area
- 1,503 sqft
- Lot size
- 5 acres
- Waterfront
- Yes · 1,550 ft
- Water access
- Beach, Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $10,561/yr
- Monthly fees
- $1,600/mo
- Listed
- Jul 22, 2026
- MLS #
- A4699853
Price & status history
- Listed for $875,000
- Price reduced to $775,000
- Price reduced to $650,000
- Status changed to Active Under Contract
Virtual tour
- Video tour on YouTubeyoutu.be
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1095 GULF OF MEXICO DR #303. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,309
$3,287 of that is principal & interest. 48% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,287
- Property taxes
- $880
- Homeowners insurance
- $542
- Flood insurance
- $0
- HOA / condo fees
- $1,600
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,309
Over the life of the loan
- Loan amount
- $520,000
- Down payment
- $130,000
- Total interest
- $663,231
- Principal + interest paid
- $1,183,231
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1095 Gulf of Mexico Dr #303, Longboat Key, FL 34228
Listing courtesy of HOUSE MATCH · MLS# A4699853 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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