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Lasbury Tracy Realty Inc
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$489,000

Active

1097 Cornelius Blvd, Port Charlotte, FL 33953

4 beds Β· 3.5 baths Β· 1,744 sq ft

Listing courtesy of WRA BUSINESS & REAL ESTATE Β· MLS# O6384138

246 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Flood Zone X
  • City water
  • Covered lanai
  • Summer kitchen
  • Freestanding soaking tub
  • Waterfall island
  • Upgraded insulation

AI-selected highlights from the listing description below.

Virtually Staged. Under Construction. ""SELLER OFFERING $10K CREDIT β€” DON’T MISS THIS OPPORTUNITY!"" Flood Zone X | 4BR/3.5BA | City Water | $489,000 Exceptional new construction residence located on Cornelius Boulevard in Flood Zone X β€” a rare advantage in Port Charlotte β€” offering city water and a highly desirable 4-bedroom, 3.5-bath configuration. Designed with a true open-concept layout, the kitchen, dining, and living areas integrate seamlessly, creating a bright and functional central living space that extends directly to a spacious covered lanai with a fully equipped summer kitchen β€” ideal for Florida indoor-outdoor living. Property Highlights: 4 Bedrooms, 3 Bathrooms and 1 Additional Half/Powder Bath), Flood Zone X, City Water, True open-concept floor plan, Expansive covered lanai, Fully equipped summer kitchen, Level 3 smooth drywall finish (no textured walls), Upgraded insulation for improved energy efficiency, Modern kitchen cabinetry with contemporary hardware, kitchen water fall island, Kitchen appliance package included, Primary suite featuring freestanding soaking tub, Matte black fixtures and modern lighting throughout,. This layout provides added flexibility and privacy rarely found under $500K in this market. Buyer incentives available: Seller contribution toward closing costs OR 2/1 interest rate buydown option/ FHA financing available (3.5 percentage down) | A rare combination of location, upgraded construction standards, and modern design. Schedule your showing today. ""Seller will install all appliances referenced in the listing, including the summer kitchen appliances, prior to closing.""

Facts

Property type
Single Family Residence
Year built
2026
Bathrooms
3 full, 1 half
Living area
1,744 sqft
Lot size
0.23 acres
Private pool
No
Exposure
Southwest
Furnished
Unfurnished
Flood zone
X500
CDD
No
55+ community
No
Annual taxes
$421/yr
Listed
Feb 23, 2026
MLS #
O6384138

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 1097 CORNELIUS BLVD. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,915

$2,473 of that is principal & interest. 15% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,473
Property taxes
$35
Homeowners insurance
$408
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,915

Over the life of the loan

Loan amount
$391,200
Down payment
$97,800
Total interest
$498,954
Principal + interest paid
$890,154
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1097 Cornelius Blvd, Port Charlotte, FL 33953

Listing courtesy of WRA BUSINESS & REAL ESTATE Β· MLS# O6384138 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:51 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]