$489,000
Active1097 Cornelius Blvd, Port Charlotte, FL 33953
4 beds Β· 3.5 baths Β· 1,744 sq ft
Listing courtesy of WRA BUSINESS & REAL ESTATE Β· MLS# O6384138
246 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Flood Zone X
- City water
- Covered lanai
- Summer kitchen
- Freestanding soaking tub
- Waterfall island
- Upgraded insulation
AI-selected highlights from the listing description below.
Virtually Staged. Under Construction. ""SELLER OFFERING $10K CREDIT β DONβT MISS THIS OPPORTUNITY!"" Flood Zone X | 4BR/3.5BA | City Water | $489,000 Exceptional new construction residence located on Cornelius Boulevard in Flood Zone X β a rare advantage in Port Charlotte β offering city water and a highly desirable 4-bedroom, 3.5-bath configuration. Designed with a true open-concept layout, the kitchen, dining, and living areas integrate seamlessly, creating a bright and functional central living space that extends directly to a spacious covered lanai with a fully equipped summer kitchen β ideal for Florida indoor-outdoor living. Property Highlights: 4 Bedrooms, 3 Bathrooms and 1 Additional Half/Powder Bath), Flood Zone X, City Water, True open-concept floor plan, Expansive covered lanai, Fully equipped summer kitchen, Level 3 smooth drywall finish (no textured walls), Upgraded insulation for improved energy efficiency, Modern kitchen cabinetry with contemporary hardware, kitchen water fall island, Kitchen appliance package included, Primary suite featuring freestanding soaking tub, Matte black fixtures and modern lighting throughout,. This layout provides added flexibility and privacy rarely found under $500K in this market. Buyer incentives available: Seller contribution toward closing costs OR 2/1 interest rate buydown option/ FHA financing available (3.5 percentage down) | A rare combination of location, upgraded construction standards, and modern design. Schedule your showing today. ""Seller will install all appliances referenced in the listing, including the summer kitchen appliances, prior to closing.""
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 3 full, 1 half
- Living area
- 1,744 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $421/yr
- Listed
- Feb 23, 2026
- MLS #
- O6384138
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 1097 CORNELIUS BLVD. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$2,915
$2,473 of that is principal & interest. 15% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,473
- Property taxes
- $35
- Homeowners insurance
- $408
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,915
Over the life of the loan
- Loan amount
- $391,200
- Down payment
- $97,800
- Total interest
- $498,954
- Principal + interest paid
- $890,154
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1097 Cornelius Blvd, Port Charlotte, FL 33953
Listing courtesy of WRA BUSINESS & REAL ESTATE Β· MLS# O6384138 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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