$1,295,000
Active1100 Benjamin Franklin Dr #204, Sarasota, FL 34236
2 beds Β· 2 baths Β· 1,576 sq ft
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4704167
56 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Thereβs something special about a home that feels just as beautiful as the view outside, and this beachfront residence on Lido Key is exactly that. With two bedrooms, two bathrooms, and unobstructed views of the Gulf of Mexico, this thoughtfully designed condo pairs relaxed coastal living with warm, timeless details. From the moment you walk in your eye is drawn straight to the water, with Gulf views filling the main living spaces and creating a backdrop that never gets old. The heart of the home is the beautifully designed kitchen, a space that feels naturally suited for gathering. A remarkable 15-foot island topped with Praa Sands quartz anchors the space, complemented by maple cabinetry, Arabesque tile, deluxe appliances, and a handcrafted copper sink from Mexico that adds just the right amount of character. An oversized breakfast bar makes casual mornings easy, while the open layout allows everyone to stay connected. Gulf views are woven into nearly every part of the living experience. Just off the main living area, accordion doors open to a climate-controlled sunroom wrapped in glass, creating an inviting place to relax and enjoy the view year-round. An open-air terrace and oversized covered and screened lanai offer even more space to enjoy the setting, whether it is morning coffee, dinner with friends, or gathering with family as the sun sets over the Gulf. Throughout the residence, thoughtful features add both comfort and function, including impact windows and sliding glass doors, beautifully designed bathrooms, a steam shower in the ownerβs suite, whole unit water purification, interior laundry, raised ceiling heights, solid wood interior doors, and porcelain wood plank tile flooring. These well considered details reflect the attention to detail and quality found throughout the home. The residence is being offered partially furnished and includes a dedicated parking space conveniently located in the covered garage on the second floor, along with an exceptionally large private storage closet, two features that make beach living that much easier. Lido Surf and Sand offers a collection of amenities, including a pool and spa, fitness center, shuffleboard court, and on-site manager. The communityβs social room is currently being refreshed, creating an updated space for residents to gather and connect. And the location is hard to beat. St. Armands Circle is less than a mile away, putting some of Sarasotaβs favorite restaurants, boutiques, and cafΓ©s within easy reach. Just across the street, Ted Sperling Park offers another side of island life, where you can launch a kayak or paddleboard and wind your way through peaceful mangrove tunnels. Beautifully designed, wonderfully livable, and framed by endless Gulf views, this is the kind of place where the setting becomes part of the home and everyday life feels a little more like vacation.
Facts
- Property type
- Condominium
- Year built
- 1976
- Bathrooms
- 2 full
- Living area
- 1,576 sqft
- Waterfront
- Yes Β· 450 ft
- Water access
- Beach, Gulf/Ocean
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Partially
- Flood zone
- AE, VE, X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $18,199/yr
- Monthly fees
- $1,925/mo
- Listed
- Aug 22, 2026
- MLS #
- A4704167
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 1100 BENJAMIN FRANKLIN DR #204. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$11,069
$6,548 of that is principal & interest. 41% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $6,548
- Property taxes
- $1,517
- Homeowners insurance
- $1,079
- Flood insurance
- $0
- HOA / condo fees
- $1,925
- Mortgage insurance (PMI)
- $0
- Total per month
- $11,069
Over the life of the loan
- Loan amount
- $1,036,000
- Down payment
- $259,000
- Total interest
- $1,321,361
- Principal + interest paid
- $2,357,361
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1100 Benjamin Franklin Dr #204, Sarasota, FL 34236
Listing courtesy of COLDWELL BANKER REALTY Β· MLS# A4704167 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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