$860,000
Active Under Contract1107 Rum Cay Ct, Punta Gorda, FL 33950
3 beds · 2.5 baths · 2,453 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7530163
1 day on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. CUSTOM-BUILT SOUTHERN-EXPOSURE POOL WITH GENERATOR! This Tim Towles custom home combines quality craftsmanship, an open great-room design, and an exceptional location convenient to Fishermen’s Village, Harborwalk, downtown Punta Gorda, dining, shopping, and waterfront activities. Major recent improvements include a NEW ROOF in 2025, a POOL HEAT PUMP installed in 2025, POOL REFURBISHMENT in 2026, plus a NEW DOUBLE OVEN/MICROWAVE COMBINATION and DISHWASHER in 2026. The desirable southern-exposure pool area provides abundant sunshine and creates an inviting setting for year-round Florida living. Inside, the spacious great-room floor plan features lighted tray ceilings, crown molding throughout, plant shelves, rounded bullnose corners, custom window treatments, security system, Manabloc overhead plumbing, whole house water softener with a kitchen reverse osmosis water system. The dinette showcases beautiful, mitered aquarium glass overlooking the outdoor living area. The kitchen offers generous Corian solid-surface countertop space, rich solid-wood cherry cabinetry, convenient pot drawers, a built-in desk area, and an impressive stainless steel appliance package designed for those who enjoy cooking and entertaining. The outdoor living area is designed to take full advantage of Florida’s year-round lifestyle, with southern exposure providing wonderful warmth and sunshine around the pool. The pool was refurbished in 2026 and features a pool heat pump installed in 2025, along with solar panels were replaced in 2018, providing excellent options for comfortable swimming during the cooler winter months. Tiled outdoor shower and storage room. The 250 kayak lift and included kayak offers instant fun! there’s even an outdoor wet bar! Need additional storage? Every bedroom has additional storage over the closet and there’s even additional overhead storage in the hallway! Oh and let’s not forget the plug in generator!! Thoughtful architectural details, custom construction, extensive features, recent improvements, and an exceptional Punta Gorda location combine to make this home an outstanding opportunity. Enjoy convenient access to Fishermen’s Village, Harbor Walk, downtown Punta Gorda, waterfront dining, shopping, recreation, and everything this exceptional community has to offer. Buyer to verify all measurements
Facts
- Property type
- Single Family Residence
- Year built
- 2001
- Bathrooms
- 2 full, 1 half
- Living area
- 2,453 sqft
- Lot size
- 0.22 acres
- Waterfront
- Yes · 152 ft
- Water access
- Canal - Brackish, Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $12,226/yr
- Listed
- Sep 25, 2026
- MLS #
- C7530163
Price & status history
- Listed for $860,000
- Status changed to Active
- Status changed to Active Under Contract
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1107 RUM CAY CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$6,084
$4,349 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,349
- Property taxes
- $1,019
- Homeowners insurance
- $717
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $6,084
Over the life of the loan
- Loan amount
- $688,000
- Down payment
- $172,000
- Total interest
- $877,506
- Principal + interest paid
- $1,565,506
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1107 Rum Cay Ct, Punta Gorda, FL 33950
Listing courtesy of RE/MAX PALM REALTY · MLS# C7530163 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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