$399,000
Active1114 Lucia Dr, Punta Gorda, FL 33950
0.22 acre lot
Listing courtesy of JOHN R WOOD PROPERTIES · MLS# C7517131
361 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Waterfront lot
- 83 feet water frontage
- City maintained seawalls
- Waterside lanai
- Yacht Club proximity
- Golf course nearby
AI-selected highlights from the listing description below.
If you are looking for waterfront living with a small community feel, this is the perfect piece of paradise for you. The number of buildable properties in Punta Gorda Isles (PGI) is dwindling, but this rectangular lot with 83' on the water is available with city water, city sewer, and the concrete seawalls are maintained by the city, as well. Within a few minutes by boat, you can be on open water near Fishermen’s Village. Imagine watching fireworks from Fishermen's Village and Laishley Park from your waterside lanai! With the convenient northeast PGI location, historic downtown Punta Gorda, the Isles Yacht Club, and St. Andrew’s South Golf Course are just minutes away by car. Enjoy numerous beaches within an hour’s drive (by boat or car!). Allegiant Airlines offers nonstop flights to over 50 destinations from the local airport, but flights from Fort Myers and Sarasota are easy too, offering lots of choices. Punta Gorda is often cited as one of the best places to retire, but with a home office in your new custom home, now is the perfect time to start building your dream home to live the Florida lifestyle.
Facts
- Property type
- Land
- Lot size
- 0.22 acres
- Waterfront
- Yes · 83 ft
- Water access
- Canal - Brackish, Canal - Saltwater
- Water view
- Yes
- Flood zone
- 9AE
- Annual taxes
- $5,954/yr
- Listed
- Nov 1, 2025
- MLS #
- C7517131
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1114 LUCIA DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,846
$2,018 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,018
- Property taxes
- $496
- Homeowners insurance
- $333
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,846
Over the life of the loan
- Loan amount
- $319,200
- Down payment
- $79,800
- Total interest
- $407,122
- Principal + interest paid
- $726,322
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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1114 Lucia Dr, Punta Gorda, FL 33950
Listing courtesy of JOHN R WOOD PROPERTIES · MLS# C7517131 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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