$420,000
Active11195 Seabreeze Ave, Port Charlotte, FL 33981
3 beds · 2 baths · 1,896 sq ft
Listing courtesy of LPT REALTY, LLC · MLS# TB8488147
224 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- freshwater canal
- fully furnished
- Jacuzzi tub
- automatic shutters
- screened pool
- no flood insurance required
AI-selected highlights from the listing description below.
Enjoy Florida waterfront living at 11195 Seabreeze Ave in Port Charlotte. This well-maintained, fully furnished home offers nearly 2,000 square feet under air and is situated on a freshwater canal, providing a peaceful setting with classic Florida appeal. The home features 3 bedrooms and 2 bathrooms, including a pool bath with direct access to the lanai. The primary suite offers both a Jacuzzi tub and a separate shower, creating a comfortable private retreat. Automatic shutters throughout the property add convenience, storm protection, and peace of mind. No flood insurance is required. Outdoor living is a highlight, with a screened pool and spacious lanai, ideal for entertaining or relaxing year-round. The layout flows seamlessly from indoor to outdoor spaces, making this home suitable as a primary residence, seasonal home, or investment opportunity. Conveniently located just minutes from Publix, Walmart, Home Depot, and Port Charlotte Town Center Mall, as well as a variety of local restaurants, bars, and nightlife along Tamiami Trail. Enjoy easy access to marinas, boating, and golf courses, and take a short drive to Southwest Florida’s renowned beaches, including Boca Grande Beach. Seller is open to negotiations. Schedule your private showing today.
Facts
- Property type
- Single Family Residence
- Year built
- 1991
- Bathrooms
- 2 full
- Living area
- 1,896 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- North
- Furnished
- Negotiable
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,277/yr
- Listed
- Mar 18, 2026
- MLS #
- TB8488147
Price & status history
- Listed for $445,000
- Price reduced to $420,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 11195 SEABREEZE AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,080
$2,124 of that is principal & interest. 31% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,124
- Property taxes
- $606
- Homeowners insurance
- $350
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,080
Over the life of the loan
- Loan amount
- $336,000
- Down payment
- $84,000
- Total interest
- $428,549
- Principal + interest paid
- $764,549
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
11195 Seabreeze Ave, Port Charlotte, FL 33981
Listing courtesy of LPT REALTY, LLC · MLS# TB8488147 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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