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$259,900

Active

1128 Inverness St, Port Charlotte, FL 33952

3 beds · 2 baths · 1,364 sq ft

Listing courtesy of REALTY HUB · MLS# C7528267

110 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • canal water views
  • solar panels
  • screened back porch
  • Florida Room
  • beamed ceilings
  • screened garage
  • walk-in closet
  • storage shed

AI-selected highlights from the listing description below.

Welcome Home to Port Charlotte's Best-Kept Secret You know that feeling when a home just feels right the moment you pull up? That's this one. Tucked in the desirable Peachland area of Port Charlotte, this charming 3-bedroom, 2-bathroom single-story home sits on a peaceful canal with water views that make every single day feel like a vacation. Wooded lots across the waterway give you that rare private-paradise feel — no rear neighbors, just nature. The big stuff is already done. New roof in 2023. Solar panels in 2025. Brand new HVAC and hot water heater in 2026. New LVP flooring, new LED ceiling fans and light fixtures throughout. Walk in with confidence — this home is genuinely move-in ready, and your utility bills will thank you for the solar. Step outside and you'll immediately understand why Florida living is so addictive. Watch the birds fish in the canal from your screened back porch. Sip your morning coffee in the sunny Florida Room. Fire up the grill in an expansive backyard that gives you room to breathe. The attached screened garage is a bonus — use it for the car, a workshop, a home gym, or whatever flex space you need right now. Inside, beamed ceilings add character and warmth you don't find in cookie-cutter new construction. The U-shaped kitchen is built for real life — plenty of room for cooking, conversation, and company. The primary bedroom is your personal retreat with a private en-suite bathroom and a walk-in closet that actually fits a wardrobe. Both guest bedrooms are ground floor, spacious, and ready for your personal touch. The location seals the deal. Walk to Audubon Pennington Nature Park. Peachland Promenade — Publix, Starbucks, restaurants, hotels — is right around the corner. Kingsway Elementary is nearby. Maple Leaf Golf and Country Club is a quick drive. I-75 is less than 7 miles out, putting Sarasota and Fort Myers both within easy reach. Charlotte Harbor and downtown Punta Gorda are close enough for a Tuesday night dinner out. Oh — and the storage shed conveys. Every little bit counts. This is the kind of home that doesn't sit long. Don't let someone with equally great taste beat you to the closing table. "Listing agent has an ownership interest in this property."

Facts

Property type
Single Family Residence
Year built
1986
Bathrooms
2 full
Living area
1,364 sqft
Lot size
0.27 acres
Water access
Canal - Freshwater
Private pool
No
Exposure
West
Furnished
Negotiable
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$3,387/yr
Listed
Jul 10, 2026
MLS #
C7528267

Price & status history

  1. Listed for $289,900
  2. Price reduced to $274,900from $279,900
  3. Price reduced to $269,900
  4. Price reduced to $265,000
  5. Price reduced to $259,900

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 1128 INVERNESS ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,813

$1,314 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,314
Property taxes
$282
Homeowners insurance
$217
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,813

Over the life of the loan

Loan amount
$207,920
Down payment
$51,980
Total interest
$265,191
Principal + interest paid
$473,111
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1128 Inverness St, Port Charlotte, FL 33952

Listing courtesy of REALTY HUB · MLS# C7528267 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]