$670,000
Active1130 W Peppertree Ln #118, Sarasota, FL 34242
2 beds · 2 baths · 1,083 sq ft
Listing courtesy of PEPPERTREE BAY REALTY INC · MLS# A4704502
55 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Live the Siesta Key lifestyle! This beautifully maintained 2-bedroom, 2-bath condo offers the perfect combination of island living, rental potential, and resort-style amenities. Ideally situated in the desirable Gulf-side community of Peppertree, this second-floor residence is just a short stroll from the tennis and pickleball courts, heated pools, and Siesta Key’s private-access beach. From the moment you arrive, you’ll appreciate the peaceful setting and tranquil views overlooking one of Peppertree’s picturesque ponds. The condo has been thoughtfully updated with all new impact windows, renovated kitchen and bathrooms, and updated flooring, creating a comfortable and inviting beach retreat. The spacious primary bedroom easily accommodates a king-size bed and features a walk-in closet. The home is offered turnkey furnished, making it ready to enjoy immediately or continue as a seasonal rental. It has consistently generated rental income during peak season, while also providing the flexibility to enjoy it personally during the off-season. Additional features include a full-size washer and dryer, newer A/C installed in 2019, a private storage unit conveniently located just outside the back patio, and a dedicated parking space. Peppertree is truly a destination within Siesta Key, offering direct Gulf-to-Bay access, a private fishing pier, tennis and pickleball courts, two heated pools, two clubhouses, BBQ grills throughout the community, beach chairs, car wash areas, and on-site management with a rental program. High and dry with no storm damage, this exceptional condo offers the opportunity to own your own piece of paradise on world-famous Siesta Key. Whether you’re looking for a personal beach getaway, an investment property, or the best of both, this inviting Peppertree residence is ready to welcome you home.
Facts
- Property type
- Condominium
- Year built
- 1974
- Bathrooms
- 2 full
- Living area
- 1,083 sqft
- Waterfront
- Yes · 100 ft
- Water access
- Beach, Beach - Access Deeded, Gulf/Ocean to Bay, Pond
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,689/yr
- Monthly fees
- $1,231/mo
- Listed
- Sep 1, 2026
- MLS #
- A4704502
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 1130 W PEPPERTREE LN #118. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,735
$3,388 of that is principal & interest. 41% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,388
- Property taxes
- $557
- Homeowners insurance
- $558
- Flood insurance
- $0
- HOA / condo fees
- $1,231
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,735
Over the life of the loan
- Loan amount
- $536,000
- Down payment
- $134,000
- Total interest
- $683,638
- Principal + interest paid
- $1,219,638
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
1130 W Peppertree Ln #118, Sarasota, FL 34242
Listing courtesy of PEPPERTREE BAY REALTY INC · MLS# A4704502 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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