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$549,900

Active

1137-1139 Indies Way, Punta Gorda, FL 33983

6 beds Β· 4 baths Β· 2,528 sq ft

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7530136

58 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

ENTIRE DUPLEX in Deep Creek with two 3 bedroom, 2 bath residences, EACH offering approximately 1,264 square feet, a private 1-car garage, separate entrance and tenant-paid utilities. Built in 2020 with a NEW ROOF in 2023, the property offers the flexibility of immediate rental income from one established tenant while the second residence is available for a new tenant or owner occupancy. Set on a corner lot, this well-maintained duplex combines modern finishes with spacious, functional layouts designed for easy living and long-term rental appeal. Both units feature vinyl flooring and recessed lighting throughout, along with dedicated laundry rooms with washer and dryer hookups. Each kitchen is finished with dark wood cabinetry, stone countertops, stainless steel appliances, pantry storage, and generous workspace, opening comfortably to the main living areas. The spacious primary suites include private baths with dual sinks and walk-in showers, while two additional bedrooms and a full guest bath provide flexibility for residents, guests, or home office needs. Open patios extend the living space outdoors and overlook the backyard, while the corner-lot setting provides additional space around the property. Flood Zone X designation and the low Section 23 Deep Creek HOA further support the property's low-maintenance appeal. The duplex is conveniently located near I-75, shopping, restaurants, fitness centers, and everyday services. Punta Gorda, Port Charlotte, and Charlotte Harbor are nearby for boating, fishing, golf, dining, and recreation, while Gulf Coast beaches and destinations throughout Southwest Florida are within an easy drive. Positioned between Sarasota and Fort Myers, this Deep Creek duplex offers a strong combination of modern construction, income potential, and access to everything the region has to offer.

Facts

Property type
Duplex
Year built
2020
Living area
2,528 sqft
Lot size
0.24 acres
Private pool
No
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$8,000/yr
Monthly fees
$14/mo
Listed
Aug 31, 2026
MLS #
C7530136

Price & status history

  1. Listed for $579,000
  2. Price reduced to $549,900

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 1137-1139 INDIES WAY. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,920

$2,781 of that is principal & interest. 29% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,781
Property taxes
$667
Homeowners insurance
$458
Flood insurance
$0
HOA / condo fees
$14
Mortgage insurance (PMI)
$0
Total per month
$3,920

Over the life of the loan

Loan amount
$439,920
Down payment
$109,980
Total interest
$561,094
Principal + interest paid
$1,001,014
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

1137-1139 Indies Way, Punta Gorda, FL 33983

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7530136 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 9:51 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]