$750,000
Active115 Gill St, Punta Gorda, FL 33950
3 beds Β· 3 baths Β· 2,758 sq ft
Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7528811
93 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- 1920s historic residence
- Double lot
- Screened porch
- Upstairs bonus room
- Waterfront proximity
- Assumable flood insurance
AI-selected highlights from the listing description below.
Virtually Staged. As the sun settles over Charlotte Harbor and the palms begin to sway, the front porch becomes your favorite seat in the house. Just one property from Gilchrist Park in the heart of Punta Gorda's Historic District, this beautifully restored 1920's residence invites you to slow down and savor a lifestyle where evening strolls along the waterfront, dolphins playing offshore, live music downtown, and unforgettable Florida sunsets become part of your everyday routine. Thoughtfully restored while honoring its historic character, this exceptional home offers nearly 2,758 square feet of living space on a rare double lot, creating opportunities seldom found within the Historic District. A classic brick driveway, mature palms, and one of Punta Gorda's charming brick streets complete the timeless curb appeal. Inside, original refinished wood floors carry the story of the home from room to room, blending beautifully with carefully selected modern updates that make daily living effortless. Sunlight pours through oversized windows, filling the formal living and dining rooms with warmth before opening into a spacious family room where French doors invite the outdoors in. The renovated kitchen offers generous cabinet storage and overlooks the main living area, making it easy to stay connected whether entertaining guests or enjoying a quiet evening at home. The thoughtfully designed floor plan includes three bedrooms and two full baths on the main level, providing comfortable everyday living, while the upstairs bonus room with its own full bath creates an ideal space for guests, a media room, home office, studio, or private retreat. A screened porch with rich wood plank ceilings offers another inviting place to unwind as coastal breezes drift through the property. While the home's character reflects another era, its essential systems have been updated for today's lifestyle, including a 2025 restoration by Wetherington, two 2025 A/C units, updated plumbing and electrical, and assumable flood insurance offering the confidence today's buyers appreciate without sacrificing historic charm. The spacious double lot offers room to explore the possibilities, from adding your dream pool to a potential lot split, subject to zoning, permitting, and applicable approvals. Life here extends well beyond the property. Walk or bike just moments to Gilchrist Park, Charlotte Harbor, Fishermen's Village, marinas, waterfront paths, pickleball and tennis courts, locally owned restaurants, boutique shopping, weekly farmers markets, festivals, and the vibrant downtown Punta Gorda waterfront. Whether searching for a full-time residence, seasonal escape, luxury vacation rental, or an investment in one of Southwest Florida's most treasured historic neighborhoods, this home offers an opportunity that is increasingly difficult to replicate. More than a beautiful home, this is a chance to own a piece of Punta Gorda's past while embracing everything that makes its future so special.
Facts
- Property type
- Single Family Residence
- Year built
- 1920
- Bathrooms
- 3 full
- Living area
- 2,758 sqft
- Lot size
- 0.19 acres
- Water view
- Yes
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,846/yr
- Listed
- Jul 27, 2026
- MLS #
- C7528811
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 115 GILL ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,821
$3,792 of that is principal & interest. 21% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,792
- Property taxes
- $404
- Homeowners insurance
- $625
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,821
Over the life of the loan
- Loan amount
- $600,000
- Down payment
- $150,000
- Total interest
- $765,267
- Principal + interest paid
- $1,365,267
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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115 Gill St, Punta Gorda, FL 33950
Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7528811 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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