$699,000
Active116 Colonial St SW, Port Charlotte, FL 33952
4 beds Β· 2 baths Β· 2,305 sq ft
Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7532737
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
SAILBOAT-ACCESS WATERFRONT POOL HOME WITH 100 FEET OF CONCRETE SEAWALL, PRIVATE DOCK, NO BRIDGES TO CHARLOTTE HARBOR, AND EXTENSIVE UPGRADES! Discover the Southwest Florida waterfront lifestyle in this spacious 4-BEDROOM, 2-BATHROOM HOME located in the desirable Buena Vista community with NO HOA FEES! Major improvements include a NEW ROOF IN 2023, BEAUTIFULLY RENOVATED KITCHEN IN 2021, POOL UPGRADES IN 2021, AND NEW POOL ENCLOSURE IN 2022! Surrounded by tropical landscaping, this inviting residence features a desirable SPLIT-BEDROOM FLOOR PLAN, CERAMIC TILE FLOORING THROUGHOUT, and comfortable living spaces designed for everyday enjoyment and entertaining. A spacious formal living room welcomes you inside, while the beautifully renovated kitchen serves as the heart of the home, showcasing RICH DARK CABINETRY, GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, DOUBLE WALL OVEN, AND A LARGE CENTER ISLAND with additional seating. The kitchen opens to the inviting family room and adjacent breakfast nook, where sliding glass doors and windows provide beautiful views of the pool and canal. Privately situated away from the guest bedrooms, the SPACIOUS PRIMARY SUITE features TWO WALK-IN CLOSETS leading to an ensuite bathroom with a walk-in shower. Three additional bedrooms offer comfortable accommodations for family and guests, while the second full bathroom provides added convenience. BOTH BATHROOMS RECEIVED NEW PLUMBING FIXTURES AND TOILETS IN 2023. Step outside to your own PRIVATE WATERFRONT RETREAT, featuring an expansive screened lanai, sparkling swimming pool, and attractive brick-paver decking. The pool was RESURFACED WITH PEBBLE TEC IN 2021, along with the installation of a pool heater and updated pavers. The 2022 POOL ENCLOSURE FEATURES TWO PICTURE-WINDOW SCREEN PANELS, perfectly framing the peaceful canal views. Beyond the lanai, the beautifully landscaped backyard leads to 100 FEET OF CONCRETE SEAWALL FRONTAGE AND A PRIVATE DOCK WITH UPDATED DOCK BOARDS. Boating enthusiasts will appreciate QUICK, NO-BRIDGE SAILBOAT ACCESS TO CHARLOTTE HARBOR AND THE GULF OF MEXICO, ideal for fishing, cruising, and exploring Southwest Florida's waterways. Additional improvements include SIX IMPACT-RESISTANT WINDOWS INSTALLED IN 2023 in the family room and three guest bedrooms, hurricane shutters for the remaining windows and lanai, an UPDATED MAIN ELECTRICAL PANEL IN 2021, lawn irrigation updates in 2017, and new Florentine grass in the front yard in 2023. Conveniently located near PORT CHARLOTTE BEACH PARK, offering a fishing pier, boat ramp, beach, heated public pool, tennis, pickleball and basketball courts, bocce ball, playground, and picnic facilities. Shopping, dining, golf courses, medical facilities, and beautiful Gulf beaches are also within easy reach. Whether you're seeking a year-round residence or seasonal getaway, this exceptional property combines DIRECT SAILBOAT ACCESS, EXTENSIVE UPDATES, AND AN INVITING OUTDOOR LIVING SPACE for the ultimate Florida waterfront lifestyle!
Facts
- Property type
- Single Family Residence
- Year built
- 1984
- Bathrooms
- 2 full
- Living area
- 2,305 sqft
- Lot size
- 0.29 acres
- Waterfront
- Yes Β· 100 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,599/yr
- Listed
- Nov 2, 2026
- MLS #
- C7532737
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 116 COLONIAL ST SW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,667
$3,535 of that is principal & interest. 24% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,535
- Property taxes
- $550
- Homeowners insurance
- $583
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,667
Over the life of the loan
- Loan amount
- $559,200
- Down payment
- $139,800
- Total interest
- $713,229
- Principal + interest paid
- $1,272,429
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
116 Colonial St SW, Port Charlotte, FL 33952
Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7532737 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 4 bedrooms up to $875,000. Free, and you can stop any time.



