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$699,000

Active

116 Colonial St SW, Port Charlotte, FL 33952

4 beds Β· 2 baths Β· 2,305 sq ft

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7532737

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

SAILBOAT-ACCESS WATERFRONT POOL HOME WITH 100 FEET OF CONCRETE SEAWALL, PRIVATE DOCK, NO BRIDGES TO CHARLOTTE HARBOR, AND EXTENSIVE UPGRADES! Discover the Southwest Florida waterfront lifestyle in this spacious 4-BEDROOM, 2-BATHROOM HOME located in the desirable Buena Vista community with NO HOA FEES! Major improvements include a NEW ROOF IN 2023, BEAUTIFULLY RENOVATED KITCHEN IN 2021, POOL UPGRADES IN 2021, AND NEW POOL ENCLOSURE IN 2022! Surrounded by tropical landscaping, this inviting residence features a desirable SPLIT-BEDROOM FLOOR PLAN, CERAMIC TILE FLOORING THROUGHOUT, and comfortable living spaces designed for everyday enjoyment and entertaining. A spacious formal living room welcomes you inside, while the beautifully renovated kitchen serves as the heart of the home, showcasing RICH DARK CABINETRY, GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, DOUBLE WALL OVEN, AND A LARGE CENTER ISLAND with additional seating. The kitchen opens to the inviting family room and adjacent breakfast nook, where sliding glass doors and windows provide beautiful views of the pool and canal. Privately situated away from the guest bedrooms, the SPACIOUS PRIMARY SUITE features TWO WALK-IN CLOSETS leading to an ensuite bathroom with a walk-in shower. Three additional bedrooms offer comfortable accommodations for family and guests, while the second full bathroom provides added convenience. BOTH BATHROOMS RECEIVED NEW PLUMBING FIXTURES AND TOILETS IN 2023. Step outside to your own PRIVATE WATERFRONT RETREAT, featuring an expansive screened lanai, sparkling swimming pool, and attractive brick-paver decking. The pool was RESURFACED WITH PEBBLE TEC IN 2021, along with the installation of a pool heater and updated pavers. The 2022 POOL ENCLOSURE FEATURES TWO PICTURE-WINDOW SCREEN PANELS, perfectly framing the peaceful canal views. Beyond the lanai, the beautifully landscaped backyard leads to 100 FEET OF CONCRETE SEAWALL FRONTAGE AND A PRIVATE DOCK WITH UPDATED DOCK BOARDS. Boating enthusiasts will appreciate QUICK, NO-BRIDGE SAILBOAT ACCESS TO CHARLOTTE HARBOR AND THE GULF OF MEXICO, ideal for fishing, cruising, and exploring Southwest Florida's waterways. Additional improvements include SIX IMPACT-RESISTANT WINDOWS INSTALLED IN 2023 in the family room and three guest bedrooms, hurricane shutters for the remaining windows and lanai, an UPDATED MAIN ELECTRICAL PANEL IN 2021, lawn irrigation updates in 2017, and new Florentine grass in the front yard in 2023. Conveniently located near PORT CHARLOTTE BEACH PARK, offering a fishing pier, boat ramp, beach, heated public pool, tennis, pickleball and basketball courts, bocce ball, playground, and picnic facilities. Shopping, dining, golf courses, medical facilities, and beautiful Gulf beaches are also within easy reach. Whether you're seeking a year-round residence or seasonal getaway, this exceptional property combines DIRECT SAILBOAT ACCESS, EXTENSIVE UPDATES, AND AN INVITING OUTDOOR LIVING SPACE for the ultimate Florida waterfront lifestyle!

Facts

Property type
Single Family Residence
Year built
1984
Bathrooms
2 full
Living area
2,305 sqft
Lot size
0.29 acres
Waterfront
Yes Β· 100 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
Water view
Yes
Private pool
Yes
Exposure
Southwest
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$6,599/yr
Listed
Nov 2, 2026
MLS #
C7532737

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 116 COLONIAL ST SW. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$4,667

$3,535 of that is principal & interest. 24% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,535
Property taxes
$550
Homeowners insurance
$583
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$4,667

Over the life of the loan

Loan amount
$559,200
Down payment
$139,800
Total interest
$713,229
Principal + interest paid
$1,272,429
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

116 Colonial St SW, Port Charlotte, FL 33952

Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7532737 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Tue, Nov 3 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 2, 2026, 7:38 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]